Benton County property record for 315 Bluff Rd, Big Sandy, TN 38221 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 845 sqft · built 1984 |
| Lot Size | 1.84 acres (80,150 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Aug 2020) |
| Tax Bill | $613 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Aug 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 003025I A 07700 |
| Primary APN | 003025I A 07700 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 845 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Attic Area | 384 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 80,150 sqft (1.84 acres) |
| Lot Dimensions | 127 ft deep x 344 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Utility Building | 640 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 315 BLUFF RD |
|---|---|
| City | BIG SANDY |
| State | TN |
| Zip | 38221-4085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 08 BLUFF RD LOTS 80 81 82, COUNTY AREA: F95 |
| Legal Subdivision | HARBOR TOWN SOUTH |
| Legal Lot Number | 80 81 8 |
| Jurisdiction | BENTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 963000 |
Source: Benton County records · APN 003025I A 07700
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 315 BLUFF RD, BIG SANDY, TN 38221-4085 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST HORIZON |
| Aug 13, 2020 | Warranty Deed, Transfer EDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 13, 2020 · Amount on Record |
| Deed Sale | Aug 13, 2020 · Amount on Record |
| Prior Sale | Dec 18, 2013 · Amount on Record |
| Deed Document Number | 102469 |
| Deed Book / Page | 338 / 573 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON TN |
| Property Address | 315 BLUFF RD, BIG SANDY, TN 38221-4085 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 315 BLUFF RD, BIG SANDY, TN 38221-4085 |
| Document Number | 0000000330/0000000048 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 0000000330/0000000048 |
| Instrument | 100652 |
| Name | FIRST HORIZON |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON TN |
| Recording Date | Aug 13, 2020 |
| Property Address | 315 BLUFF RD, BIG SANDY, TN 38221-4085 |
| Document Number | 000338/573 |
| Book / Page | 338 / 573 |
| Map Reference | MB 1 PG 183 |
| Instrument Date | Aug 10, 2020 |
| Instrument | 102469 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2022 |
| Title Company | EDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $481.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 BLUFF RD, BIG SANDY, TN 38221-4085 |
Source: Benton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Benton County |
| Unified School District | Benton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $613.00 (+13.52%) | $35,900 (+81.31%) Land $4,975 Building $30,925 | $143,600 (+81.31%) Land $19,900 Building $123,700 |
| 2023 | $540.00 | $19,800 (-) Land $4,500 Building $15,300 | |
| 2022 | $540.00 | $19,800 Land $4,500 Building $15,300 | $79,200 (-) Land $18,000 Building $61,200 |
| 2020 | $79,200 Land $18,000 Building $61,200 |
Source: FEMA National Flood Hazard Layer, Benton County (47005C), updated July 3, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470059630003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Nearby Flood Policies | 5 in force 3 of 5 on primary residences |
| Wildfire Risk | Low above 37% of the US · above 53% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 2,326 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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