Benton County property record for 220 Bluff Rd, Big Sandy, TN 38221
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,575 sqft · built 1989 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,000 (Jun 2026) |
| Tax Bill | $774 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Nov 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003025I A 00200 |
| Primary APN | 003025I A 00200 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,575 sqft Living Area |
| 1st Floor Area | 795 sqft |
| Upper Floors Area | 780 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,829 sqft (0.57 acres) |
| Lot Dimensions | 320 ft deep x 189 ft wide |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 228 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 220 BLUFF RD |
|---|---|
| City | BIG SANDY |
| State | TN |
| Zip | 38221-4081 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 08 BLUFF RD, COUNTY AREA: F95 |
| Legal Subdivision | HARBOR TOWN SOUTH |
| Legal Lot Number | 75 |
| Jurisdiction | BENTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 963000 |
Source: Benton County records · APN 003025I A 00200
Assessment roll updated December 23, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 220 BLUFF RD, BIG SANDY, TN 38221-4081 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jun 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Nov 14, 2025 | Deed of Trust, Mortgage · Line of Credit FIRSTBANK |
| Oct 09, 2025 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Mar 03, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on Record |
| Deed Sale | Jun 18, 2026 · Amount on Record |
| Prior Sale | Oct 09, 2025 · Amount on Record |
| Deed Document Number | 2026125132 |
| Deed Book / Page | 432 / 858 |
| Prior Transfer Date | Feb 07, 2022 |
| Prior Transfer Doc | 000372/544 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON TN |
| Recording Date | Jun 18, 2026 |
| Property Address | 220 BLUFF RD, BIG SANDY, TN 38221-4081 |
| Document Number | 0000125132 |
| Book / Page | 432 / 858 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026125132 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $89,314.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 220 BLUFF RD, BIG SANDY, TN 38221-4081 |
| Document Number | 0000125133, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 2026125133 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON TN |
| Property Address | 220 BLUFF RD, BIG SANDY, TN 38221-4081 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1180 SULPHUR WELLS ACADEMY RD, SPRINGVILLE, TN 38256-4856 |
| Document Number | 00428/2586 |
|---|---|
| Date | Nov 14, 2025 |
| Book Page | 428/2586 |
| Instrument | 122831 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BENTON TN |
| Recording Date | Oct 09, 2025 |
| Property Address | 220 BLUFF RD, BIG SANDY, TN 38221-4081 |
| Document Number | 000428/758 |
| Book / Page | 428 / 758 |
| Map Reference | MB 1 PG 183 |
| Instrument Date | Oct 09, 2025 |
| Instrument | 122444 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $242.35 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1180 SULPHUR WELLS ACADEMY RD, SPRINGVILLE, TN 38256-4856 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BENTON TN |
| Recording Date | Mar 03, 2022 |
| Property Address | 220 BLUFF RD, BIG SANDY, TN 38221-4081 |
| Document Number | 000372/544 |
| Book / Page | 372 / 544 |
| Map Reference | MB 1 PG 183 |
| Instrument Date | Feb 07, 2022 |
| Instrument | 109061 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 BLUFF RD, BIG SANDY, TN 38221-4081 |
Source: Benton County records · Assessment roll updated December 23, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Benton County |
| Unified School District | Benton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $774.00 (+30.74%) | $45,325 (+108.87%) Land $2,400 Building $42,925 | $181,300 (+108.87%) Land $9,600 Building $171,700 |
| 2024 | $592.00 | $21,700 (-) Land $1,500 Building $20,200 | |
| 2023 | $592.00 | $21,700 (-) Land $1,500 Building $20,200 | |
| 2022 | $592.00 | $21,700 Land $1,500 Building $20,200 | $86,800 (-) Land $6,000 Building $80,800 |
| 2020 | $86,800 Land $6,000 Building $80,800 |
Source: FEMA National Flood Hazard Layer, Benton County (47005C), as of July 3, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470059630003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Telephone Electronics Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 50 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TN0000055, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARBOR UTILITY DISTRICT serves 736 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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