315 Beech St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 315 Beech St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,338 sqft · built 1937
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jul 2023)
Tax Bill	$3,738 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`70-03-16-179-017`

Property Details

APN / Parcel Number

Primary APN	`70-03-16-179-017`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,338 sqft Living Area
1st Floor Area	892 sqft
Basement Area	892 sqft
Unfinished Basement	892 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Area	502 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	315 BEECH ST
City	SPRING LAKE
State	MI
Zip	49456-9263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG 2
Legal Description	LOTS 3 & 4 BLK 7 SCOFIELD & VERMYLES ADDITION VERMYLE'S ADDITION
Legal Range	15W
Legal Township	5N
Legal Section	16
Legal Subdivision	SCOFIELD VERMYLES ADD
Legal Block	7
Legal Lot Number	3-4
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	2
Census Block	2002
Census Tract	20600

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	607 S PUTNAM ST, WILLIAMSTON, MI 48895-1641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 11, 2023	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2023 · Amount on Record
Deed Sale	Jul 11, 2023 · Amount on Record
Prior Sale	Sep 18, 2015 · Amount on Record
Deed Document Number	202316919
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	315 BEECH ST, SPRING LAKE, MI 49456-9263
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20230031776
Date	Dec 14, 2023
Instrument	2023-0031776

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 11, 2023
Property Address	315 BEECH ST, SPRING LAKE, MI 49456-9263
Document Number	20230016919
Map Reference	LB 1 PG 106
Instrument Date	Jul 10, 2023
Instrument	2023-0016919
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 BEECH ST, SPRING LAKE, MI 49456-9263

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 BEECH ST, SPRING LAKE, MI 49456-9263

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,900 (-1.99%)	$255,800 (-1.99%)
2025	$3,738.00 (+68.68%)
2023		$130,500	$261,000
2022	$2,216.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1985–1986)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERRYSBURG serves 3,268 people · EPA ID MI0002285
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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