Ottawa County property record for 304 Beech St, Spring Lake, MI 49456
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,456 sqft · built 1927 |
| Lot Size | 0.261 acres (11,369 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $274,500 (Jul 2022) |
| Tax Bill | $3,433 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-16-180-012 |
| Primary APN | 70-03-16-180-012 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Lot Area | 11,369 sqft (0.261 acres) |
| Lot Dimensions | 132 ft deep x 86 ft wide |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 304 BEECH ST |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-9263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG 2 |
| Legal Description | LOT 8 BLK 8 & VACATED DIVISION ST LYING S OF & ADJ TO SD LOT SCOFIELD & VERMYLE'S ADD TO VIL OF FERRYSBURG |
| Legal Range | 15W |
| Legal Township | 5N |
| Legal Section | 16 |
| Legal Subdivision | SCOFIELD & VERMYLES ADD |
| Legal Block | 8 |
| Legal Lot Number | 8 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | FERRYSBURG |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20600 |
Source: Ottawa County records · APN 70-03-16-180-012
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 BEECH ST, SPRING LAKE, MI 49456-9263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Jul 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 25, 2022 · Amount on Record |
| Deed Sale | Jul 25, 2022 · Amount on Record |
| Deed Document Number | 202226758 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 304 BEECH ST, SPRING LAKE, MI 49456-9263 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 20170025243 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 2017-0025243 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jul 25, 2022 |
| Property Address | 304 BEECH ST, SPRING LAKE, MI 49456-9263 |
| Document Number | 20220026758 |
| Map Reference | LB 01 PG 106 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2022-0026758 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,058.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 304 BEECH ST, SPRING LAKE, MI 49456-9263 |
| Name | Verified Name |
|---|---|
| Address | 15064 DECKER CT APT 316, 316, GRAND HAVEN, MI 49417-7964 |
| Document Number | 20220026759 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 2022-0026759 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Ferrysburg City |
| Unified School District | Grand Haven Area Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,500 (-3.4%) | $233,000 (-3.4%) | |
| 2025 | $3,433.00 (+100.88%) | ||
| 2023 | $120,600 | $241,200 | |
| 2022 | $1,709.00 |
Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1985–1986) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1986 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Spectrum, Verizon.
Based on FCC filings for 122 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FERRYSBURG serves 3,268 people |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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