Northampton County property record for 315 Bayside Ave, Cape Charles, VA 23310
| Lot Size | 0.171 acres (7,449 sqft) |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $833,247 (May 2023) |
| Tax Bill | $5,474 (2025) |
| Deeds & Mortgages | May 2023 Transfer May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-32-B90 |
| Primary APN | 90-32-B90 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,449 sqft (0.171 acres) |
|---|
| Account Number | 10005933 |
|---|---|
| Street Address | 315 BAYSIDE AVE |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-2175 |
| Property Category | Other |
| Property Type | Unknown |
| Legal Description | LOT B-90 SUBDIV OF BAYSIDE V TION VIII LOT B-90 SUBDIV OF BAYSIDE V TION VIII |
| Legal Subdivision | SUBDIV OF BAYSIDE VILLAGE |
| Legal Lot Number | B-90 |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 930301 |
Source: Northampton County records · APN 90-32-B90
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 432, CAPE CHARLES, VA 23310-0432 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 08, 2023 | Intrafamily Transfer, Transfer |
| May 08, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 08, 2023 · Amount on Record |
| Deed Sale | May 08, 2023 · Amount on Record |
| Deed Document Number | 230000811 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | May 08, 2023 |
| Property Address | CAPE CHARLES, VA 23310 |
| Document Number | 0230000813 |
| Instrument Date | May 05, 2023 |
| Instrument | 230000813 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 432, CAPE CHARLES, VA 23310-0432 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | May 08, 2023 |
| Property Address | 315 BAYSIDE AVE, CAPE CHARLES, VA 23310-2175 |
| Document Number | 0230000811 |
| Instrument Date | Apr 20, 2023 |
| Instrument | 230000811 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 432, CAPE CHARLES, VA 23310-0432 |
| Document Number | 0230000812 |
|---|---|
| Date | May 08, 2023 |
| Instrument | 230000812 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Northampton County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,474.00 (+114.16%) | $776,500 (+130.83%) Land $162,400 Building $614,100 | |
| 2024 | $776,500 (+130.83%) Land $162,400 Building $614,100 | ||
| 2023 | $2,556.00 | $336,400 Land $112,400 Building $224,000 | $336,400 Land $112,400 Building $224,000 |
Source: FEMA National Flood Hazard Layer, Northampton County (51131C), as of October 26, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511319303013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 47 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 92 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system VA3131120, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF CAPE CHARLES serves 1,342 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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