315 Bayside Ave, Cape Charles, VA 23310 Property Records

Northampton County property record for 315 Bayside Ave, Cape Charles, VA 23310

Property Summary

Lot Size0.171 acres (7,449 sqft)
OwnerIndividual Name on File
Last Sale$833,247 (May 2023)
Tax Bill$5,474 (2025)
Deeds & MortgagesMay 2023 Transfer
May 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN90-32-B90

Property Details

APN / Parcel Number

Primary APN90-32-B90
Alternative APNs
  • 10005933
  • 10000752
  • 16549

Exterior

Lot Area7,449 sqft (0.171 acres)

Location & Zoning

Account Number10005933
Street Address315 BAYSIDE AVE
CityCAPE CHARLES
StateVA
Zip23310-2175
Property CategoryOther
Property TypeUnknown
Legal DescriptionLOT B-90 SUBDIV OF BAYSIDE V TION VIII LOT B-90 SUBDIV OF BAYSIDE V TION VIII
Legal SubdivisionSUBDIV OF BAYSIDE VILLAGE
Legal Lot NumberB-90
JurisdictionNORTHAMPTON VA
Township / Civil Division2
Census Block Group3
Census Block3035
Census Tract930301

Owner

Source: Northampton County records · APN 90-32-B90

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing AddressPO BOX 432, CAPE CHARLES, VA 23310-0432
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 08, 2023Intrafamily Transfer, Transfer
May 08, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 08, 2023 · Amount on Record
Deed SaleMay 08, 2023 · Amount on Record
Deed Document Number230000811
Record UpdatedJun 08, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNORTHAMPTON VA
Recording DateMay 08, 2023
Property AddressCAPE CHARLES, VA 23310
Document Number0230000813
Instrument DateMay 05, 2023
Instrument230000813
Transaction TypeTransfer
Record UpdatedMay 31, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 432, CAPE CHARLES, VA 23310-0432

May 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionNORTHAMPTON VA
Recording DateMay 08, 2023
Property Address315 BAYSIDE AVE, CAPE CHARLES, VA 23310-2175
Document Number0230000811
Instrument DateApr 20, 2023
Instrument230000811
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 12, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 432, CAPE CHARLES, VA 23310-0432

Mortgage

Document Number0230000812
DateMay 08, 2023
Instrument230000812
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Northampton County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityCape Charles Town
CountyNorthampton County
Unified School DistrictNorthampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,474.00 (+114.16%)$776,500 (+130.83%) Land $162,400 Building $614,100
2024$776,500 (+130.83%) Land $162,400 Building $614,100
2023$2,556.00$336,400 Land $112,400 Building $224,000$336,400 Land $112,400 Building $224,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Northampton County (51131C), as of October 26, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511319303013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies47 in force

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 92 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA3131120, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF CAPE CHARLES
serves 1,342 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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