Northampton County property record for 313 Bayside Ave, Cape Charles, VA 23310
| Lot Size | 0.157 acres (6,839 sqft) |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $891,443 (Jan 2024) |
| Tax Bill | $5,726 (2025) |
| Deeds & Mortgages | Aug 2024 Refinance Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-32-B91 |
| Primary APN | 90-32-B91 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,839 sqft (0.157 acres) |
|---|
| Account Number | 10008299 |
|---|---|
| Street Address | 313 BAYSIDE AVE |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-2175 |
| Property Category | Other |
| Property Type | Unknown |
| Legal Description | LOT B-91 SUBDIV OF BAYSIDE V TION VIII LOT B-91 SUBDIV OF BAYSIDE V TION VIII |
| Legal Subdivision | SUBDIV OF BAYSIDE VILLAGE |
| Legal Lot Number | B-91 |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 930301 |
Source: Northampton County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6 SAINT ANTHONY LN, CHESTER SPRINGS, PA 19425-3126 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance FILO MORTGAGE LLC |
| Jan 30, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FILO MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2024 · Amount on Record |
| Deed Sale | Jan 30, 2024 · Amount on Record |
| Deed Document Number | 240000179 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 313 BAYSIDE AVE, CAPE CHARLES, VA 23310-2175 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0240001523 |
|---|---|
| Date | Aug 29, 2024 |
| Instrument | 240001523 |
| Name | FILO MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Jan 30, 2024 |
| Property Address | 313 BAYSIDE AVE, CAPE CHARLES, VA 23310-2175 |
| Document Number | 0240000179 |
| Instrument Date | Jan 10, 2024 |
| Instrument | 240000179 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 SAINT ANTHONY LN, CHESTER SPRINGS, PA 19425-3126 |
| Document Number | 0240000180 |
|---|---|
| Date | Jan 30, 2024 |
| Instrument | 240000180 |
| Name | FILO MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Northampton County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,726.00 (+469.18%) | $812,300 (+513.52%) Land $162,400 Building $649,900 | |
| 2024 | $812,300 (+513.52%) Land $162,400 Building $649,900 | ||
| 2023 | $1,006.00 | $132,400 Land $112,400 Building $20,000 | $132,400 Land $112,400 Building $20,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 47 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CAPE CHARLES serves 1,342 people · EPA ID VA3131120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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