315 Austin Ave, Effingham, IL 62401 Property Records

Effingham County property record for 315 Austin Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,176 sqft · built 1963
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,900 (Aug 2023)
Tax Bill	$3,661 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-056-072`

Property Details

APN / Parcel Number

Primary APN	`03-16-056-072`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Base Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	315 AUSTIN AVE
City	EFFINGHAM
State	IL
Zip	62401-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 30 & 31 SPRING GARDEN SUB 3874/159 851/34
Legal Subdivision	SPRING GARDEN SUBDIVISION
Legal Lot Number	30-31
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3016
Census Tract	950600

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 W AUSTIN AVE, TEUTOPOLIS, IL 62467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2023 · Amount on Record
Deed Sale	Aug 23, 2023 · Amount on Record
Deed Document Number	20232712
Deed Book / Page	3874 / 159
Prior Transfer Date	Aug 21, 2023
Prior Transfer Doc	003874/159
Record Updated	Oct 29, 2026

August 2023: Guardian's Deed, Transfer

Document Type	Guardian's Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 23, 2023
Property Address	315 AUSTIN AVE, EFFINGHAM, IL 62401-2707
Document Number	003874/159
Book / Page	3874 / 159
Map Reference	MB 1 PG 1
Instrument Date	Aug 21, 2023
Instrument	202323002712
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	315 AUSTIN AVE, EFFINGHAM, IL 62401-2707

Mortgage

Document Number	202323002713
Date	Aug 23, 2023
Instrument	202323002713

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,661.00 (-13.96%) Homeowner's exemption	$75,890 (+1%) Land $29,270 Building $46,620	$227,670 (+1%) Land $87,810 Building $139,860
2024	$4,255.00 (+53.55%)	$68,990 (+29.17%) Land $26,610 Building $42,380	$206,970 (+29.17%) Land $79,830 Building $127,140
2022	$2,771.00 Homeowner's exemption Senior Citizen's exemption	$53,410 Land $22,190 Building $31,220	$160,230 Land $66,570 Building $93,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Fidium Fiber DSL	250 / 40
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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