314 Austin Ave, Effingham, IL 62401 Property Records

Effingham County property record for 314 Austin Ave, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1 bd · 1.5 ba · 1,496 sqft · built 1970
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$110,000 (May 2017)
Tax Bill$2,700 (2025)
Deeds & MortgagesMay 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-16-056-103

Property Details

APN / Parcel Number

Primary APN03-16-056-103

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,496 sqft Base Area
1st Floor Area1,496 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeFrame
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Garage Area352 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address314 AUSTIN AVE
CityEFFINGHAM
StateIL
Zip62401-2706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 1/2 LOT 20 SPRING GARDEN SUB 3299/209 2917/19 1125/118 740/39
Legal SubdivisionSPRING GARDEN SUBDIVISION
Legal Lot Number20
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group3
Census Block3015
Census Tract950600

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address314 AUSTIN AVE, EFFINGHAM, IL 62401-2706
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2017 · Amount on Record
Deed SaleMay 12, 2017 · Amount on Record
Prior SaleJan 18, 2013 · Amount on Record
Deed Document Number20171702092
Deed Book / Page3299 / 209
Record UpdatedOct 29, 2026

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateMay 12, 2017
Property Address314 AUSTIN AVE, EFFINGHAM, IL 62401-2706
Document Number3299/209
Book / Page3299 / 209
Map ReferenceMB 1 PG 1
Instrument DateMay 12, 2017
Instrument201701702092
Transaction TypeTransfer
Record UpdatedAug 5, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 AUSTIN AVE, EFFINGHAM, IL 62401-2706

Mortgage

Document Number201701702093
DateMay 12, 2017
Instrument201701702093
Lender
NameUNITED STATES OF AMERICA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term396 Months
DueMay 12, 2050

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,700.00 (+17.7%)$53,860 (+31.91%) Land $8,140 Building $45,720$161,580 (+31.91%) Land $24,420 Building $137,160
2022$2,294.00 Homeowner's exemption$40,830 Land $6,170 Building $34,660$122,490 Land $18,510 Building $103,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEFFINGHAM
serves 12,252 people · EPA ID IL0490250
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Fidium Fiber
DSL
250 / 40
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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