315 12th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 315 12th Ave N, Saint Cloud, MN 56303

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,663 sqft · built 1890
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$169,900 (May 2023)
Tax Bill$1,758 (2026)
Deeds & MortgagesJun 2023 Sale
Mar 2022 Sale
Flood ZoneZone X (minimal risk)
APN82-46492-0000

Property Details

APN / Parcel Number

Primary APN82-46492-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,663 sqft Living Area
1st Floor Area1,022 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleDuplex Single
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Width66 ft Width
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelGas

Location & Zoning

Street Address315 12TH AVE N
CitySAINT CLOUD
StateMN
Zip56303-3934
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
Legal DescriptionLOT 008 BLK 004 EDELBROCKS ADD SECTION 10 TOWNSHIP 124 RANGE 028 SECTION 10 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section10
Legal SubdivisionEDELBROCKS ADD
Legal Block4
Legal Lot Number8
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2020
Census Tract602

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address315 12TH AVE N, SAINT CLOUD, MN 56303-3934
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2023Warranty Deed, Transfer
BURNETT TITLE, BURNET TITLE
Mar 17, 2022Warranty Deed, Transfer
BURNETT TITLE, BURNET TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2023 · Amount on Record
Deed SaleMay 16, 2023 · Amount on Record
Prior SaleFeb 23, 2022 · Amount on Record
Deed Document Number20231537117
Record UpdatedJun 8, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJun 12, 2023
Property Address315 12TH AVE N, SAINT CLOUD, MN 56303-3934
Document Number00A1654480
Instrument DateMay 16, 2023
InstrumentA1654480
Transaction TypeTransfer
Record UpdatedJul 25, 2023
Title CompanyBURNETT TITLE, BURNET TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address315 12TH AVE N, SAINT CLOUD, MN 56303-3934

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateMar 17, 2022
Property Address315 12TH AVE N, SAINT CLOUD, MN 56303-3934
Document Number00A1628382
Instrument DateFeb 23, 2022
InstrumentA1628382
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyBURNETT TITLE, BURNET TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2546 NW AWBREY RD, BEND, OR 97703-5536

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,758.00 (-17.31%)
2025$148,100 (+11.61%) Land $30,000 Building $118,100$148,100 (+11.61%) Land $30,000 Building $118,100
2023$2,126.00$132,700 Land $30,000 Building $102,700$132,700 Land $30,000 Building $102,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Verizon, Xtratyme Technologies.

Nearby Properties on 12th Ave N

Nearby Streets

Search Property Records by Address or Parcel Number