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309 12th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 309 12th Ave N, Saint Cloud, MN 56303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,170 sqft · built 1920
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$132,000 (Jul 2019)
Tax Bill$2,270 (2026)
Deeds & MortgagesJul 2019 Sale
Aug 2017 Sale
Flood ZoneZone X (minimal risk)
APN82-46491-0000

Property Details

APN / Parcel Number

Primary APN82-46491-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,170 sqft Living Area
1st Floor Area936 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Width66 ft Width
Garage Area364 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelGas

Location & Zoning

Street Address309 12TH AVE N
CitySAINT CLOUD
StateMN
Zip56303-3934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 007 BLK 004 EDELBROCKS ADD SECTION 10 TOWNSHIP 124 RANGE 028 SECTION 10 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section10
Legal SubdivisionEDELBROCKS ADD
Legal Block4
Legal Lot Number7
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2020
Census Tract602

Owner

309 12th Ave N is owned and occupied by an individual who bought it in July 2019.

Source: Stearns County records, as of April 21, 2026

Owner of RecordIndividual Name on File
Mailing Address309 12TH AVE N, SAINT CLOUD, MN 56303-3934
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2019Warranty Deed, Transfer
Aug 14, 2017Warranty Deed, Transfer
TITLENEXUS LLC, TITLENEXUS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2019 · Amount on File
Deed SaleJul 23, 2019 · Amount on File
Prior SaleAug 14, 2017 · Amount on File
Deed Document Number20191548491
Record UpdatedJun 8, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJul 23, 2019
Property Address309 12TH AVE N, SAINT CLOUD, MN 56303-3934
Document Number00A1548491
Instrument DateJul 15, 2019
InstrumentA1548491
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 12TH AVE N, SAINT CLOUD, MN 56303-3934

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateAug 14, 2017
Property Address309 12TH AVE N, SAINT CLOUD, MN 56303-3934
Document Number00A1502420
Instrument DateAug 1, 2017
InstrumentA1502420
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyTITLENEXUS LLC, TITLENEXUS

Transaction

AmountAmount on Record
Tax$224.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 4TH AVE S, MINNEAPOLIS, MN 55415-1015

Tax Assessment & Valuation

The 2026 property tax bill for 309 12th Ave N was $2,270 with a homeowner's exemption.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,270.00
2025$180,400 Land $30,000 Building $150,400$180,400 Land $30,000 Building $150,400
2023$1,736.00$166,700 Land $30,000 Building $136,700$166,700 Land $30,000 Building $136,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 12th Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 309 12th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Verizon, Xtratyme Technologies.

Nearby Properties on 12th Ave N

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