San Luis Obispo County property record for 3148 Ocean Blvd, Cayucos, CA 93430 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,212 sqft · built 1986 |
| Lot Size | 0.093 acres (4,046 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $3,665 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-413-028 |
| Primary APN | 064-413-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,212 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Wood |
| Lot Area | 4,046 sqft (0.093 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 3148 OCEAN BLVD |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORRO STR U3 BL 51 LTS 11 & 12 & ABD RD |
| Legal Subdivision | MORRO STRAND 03 |
| Legal Block | 51 |
| Legal Lot Number | 11,12 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10504 |
Source: San Luis Obispo County records · APN 064-413-028
Assessment roll updated August 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3148 OCEAN BLVD, CAYUCOS, CA 93430-1824 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 10, 2025 | Intrafamily Transfer, Transfer |
| Mar 17, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| May 07, 2019 | Deed of Trust, Mortgage · VA Mortgage SECURE ONE CAP |
| Jan 04, 2018 | Quit Claim Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 04, 2018 |
| Deed Sale | Jan 04, 2018 |
| Deed Document Number | 2018414 |
| Last Transfer Date | Oct 10, 2025 |
| Transfer Doc | 0000030025 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 10, 2025 |
| Property Address | 3148 OCEAN BLVD, CAYUCOS, CA 93430-1824 |
| Document Number | 0000030025 |
| Map Reference | MB 1305 PG 614 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 2025030025 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3148 OCEAN BLVD, CAYUCOS, CA 93430-1824 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 3148 OCEAN BLVD, CAYUCOS, CA 93430-1824 |
| Document Number | 0000023478 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3148 OCEAN BLVD CAYUCOS CA 934301824, CAYUCOS, CA 93430-1824 |
| Document Number | 0000023478 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 23478 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 3148 OCEAN BLVD, CAYUCOS, CA 93430-1824 |
| Document Number | 0000020436 |
| Instrument Date | May 07, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3148 OCEAN BLVD CAYUCOS CA 934301824, CAYUCOS, CA 93430-1824 |
| Document Number | 0000020436 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 20436 |
| Name | SECURE ONE CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | COSTA MESA, CA 92626 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jan 04, 2018 |
| Property Address | 3148 OCEAN BLVD, CAYUCOS, CA 93430-1824 |
| Document Number | 0000000414 |
| Instrument Date | Dec 06, 2017 |
| Instrument | 414 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2018 |
| Title Company | MEYMAX TITLE AGENCY/OH LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3148 OCEAN BLVD CAYUCOS CA 934301824, CAYUCOS, CA 93430-1824 |
| Document Number | 416 |
|---|---|
| Date | Jan 04, 2018 |
| Instrument | 416 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 03, 2048 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,665.00 (+0.91%) | $348,045 (+4.04%) Land $52,410 Building $295,635 |
| 2024 | $3,632.00 (+1.2%) | |
| 2023 | $3,589.00 (+1.82%) Homeowner's exemption | $334,532 Land $50,376 Building $284,156 |
| 2022 | $3,525.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 20 individual NFIP policies nearby |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 10 (1983–2016) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Jan 2016, other causes |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | About 1 in 455 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 355 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Ranch WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.
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