3148 Ocean Blvd, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 3148 Ocean Blvd, Cayucos, CA 93430 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,212 sqft · built 1986
Lot Size0.093 acres (4,046 sqft)
Owner2 Company Names on File
Tax Bill$3,665 (2025)
Deeds & MortgagesOct 2025 Transfer
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN064-413-028

Property Details

APN / Parcel Number

Primary APN064-413-028
Alternative APN
  • 064413027

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,212 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeWood
Lot Area4,046 sqft (0.093 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address3148 OCEAN BLVD
CityCAYUCOS
StateCA
Zip93430-1824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORRO STR U3 BL 51 LTS 11 & 12 & ABD RD
Legal SubdivisionMORRO STRAND 03
Legal Block51
Legal Lot Number11,12
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2016
Census Tract10504

Owner

Source: San Luis Obispo County records · APN 064-413-028

Assessment roll updated August 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3148 OCEAN BLVD, CAYUCOS, CA 93430-1824
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2025Intrafamily Transfer, Transfer
Mar 17, 2020Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LNDG
May 07, 2019Deed of Trust, Mortgage · VA Mortgage
SECURE ONE CAP
Jan 04, 2018Quit Claim Deed, Transfer · VA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 04, 2018
Deed SaleJan 04, 2018
Deed Document Number2018414
Last Transfer DateOct 10, 2025
Transfer Doc0000030025
Record UpdatedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 10, 2025
Property Address3148 OCEAN BLVD, CAYUCOS, CA 93430-1824
Document Number0000030025
Map ReferenceMB 1305 PG 614
Instrument DateOct 10, 2025
Instrument2025030025
Transaction TypeTransfer
Record UpdatedNov 07, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3148 OCEAN BLVD, CAYUCOS, CA 93430-1824

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address3148 OCEAN BLVD, CAYUCOS, CA 93430-1824
Document Number0000023478
Instrument DateMar 17, 2020
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanyPACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3148 OCEAN BLVD CAYUCOS CA 934301824, CAYUCOS, CA 93430-1824

Mortgage

Document Number0000023478
DateMay 15, 2020
Instrument23478
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 14, 2050

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address3148 OCEAN BLVD, CAYUCOS, CA 93430-1824
Document Number0000020436
Instrument DateMay 07, 2019
Transaction TypeMortgage
Record UpdatedJun 11, 2019
Title CompanyTICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3148 OCEAN BLVD CAYUCOS CA 934301824, CAYUCOS, CA 93430-1824

Mortgage

Document Number0000020436
DateMay 31, 2019
Instrument20436
Lender
NameSECURE ONE CAP
TypeFunding / Finance Company
AddressCOSTA MESA, CA 92626
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 30, 2049

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 04, 2018
Property Address3148 OCEAN BLVD, CAYUCOS, CA 93430-1824
Document Number0000000414
Instrument DateDec 06, 2017
Instrument414
Transaction TypeTransfer
Record UpdatedJan 12, 2018
Title CompanyMEYMAX TITLE AGENCY/OH LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3148 OCEAN BLVD CAYUCOS CA 934301824, CAYUCOS, CA 93430-1824

Mortgage

Document Number416
DateJan 04, 2018
Instrument416
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 03, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,665.00 (+0.91%)$348,045 (+4.04%) Land $52,410 Building $295,635
2024$3,632.00 (+1.2%)
2023$3,589.00 (+1.82%) Homeowner's exemption$334,532 Land $50,376 Building $284,156
2022$3,525.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 20 individual NFIP policies nearby
Nearby Flood Policies20 in force
Nearby Flood Claims10 (1983–2016)
Claims Outside the SFHA6 of 10
Most Recent ClaimJan 2016, other causes
Claims By Storm
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Wildfire

Wildfire RiskModerate
above 65% of the US · above 40% of California
Wildfire LikelihoodAbout 1 in 455 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 355 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Ranch WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.

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