3117 Ocean Blvd, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 3117 Ocean Blvd, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,624 sqft · built 1974
Lot Size	0.064 acres (2,800 sqft)
Owner	Company Name on Record
Last Sale	$470,000 (Oct 2013)
Tax Bill	$6,022 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`064-411-026`

Property Details

APN / Parcel Number

Primary APN	`064-411-026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,624 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Wood
Lot Area	2,800 sqft (0.064 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	3117 OCEAN BLVD
City	CAYUCOS
State	CA
Zip	93430-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	MORRO STR U 3 BL 53 LT 12
Legal Subdivision	MORRO STRAND
Legal Block	53
Legal Lot Number	12
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2017
Census Tract	10504

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3117 OCEAN BLVD, CAYUCOS, CA 93430-1823
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WATERMARK CAPITAL INC
Dec 3, 2021	Intrafamily Transfer, Transfer MEMBERS TITLE OF CA
Sep 19, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 27, 2018	Intrafamily Transfer, Transfer · Line of Credit SESLOC FCU
Aug 28, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2013 · Amount on Record
Deed Sale	Oct 3, 2013 · Amount on Record
Deed Document Number	201356234
Prior Transfer Date	Mar 18, 1996
Prior Transfer Doc	0000014702
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 3, 2021
Property Address	3117 OCEAN BLVD, CAYUCOS, CA 93430-1823
Document Number	0000079618
Map Reference	MB 3 PG 112
Instrument Date	Nov 10, 2021
Instrument	2021079618
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	MEMBERS TITLE/PVFCU, MEMBERS TITLE OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3117 OCEAN BLVD, CAYUCOS, CA 93430-1823

Mortgage

Document Number	0000079619
Date	Dec 3, 2021
Instrument	2021079619

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 3, 2021
Property Address	3117 OCEAN BLVD, CAYUCOS, CA 93430-1823
Document Number	0000079620
Map Reference	MB 3 PG 112
Instrument Date	Nov 10, 2021
Instrument	2021079620
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MEMBERS TITLE OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3117 CCEAN BOULEVARD, CAYUCOS, CA 93430

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 19, 2019
Property Address	3117 OCEAN BLVD, CAYUCOS, CA 93430-1823
Document Number	0000039547
Map Reference	MB 3 PG 112
Instrument Date	Sep 12, 2019
Instrument	2019039547
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE SANTA A

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3117 OCEAN BLVD, CAYUCOS, CA 93430-1823

Mortgage

Document Number	0000039548
Date	Sep 19, 2019
Instrument	2019039548

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 27, 2018
Property Address	3117 OCEAN BLVD, CAYUCOS, CA 93430-1823
Document Number	0000035324
Map Reference	MB3 PG112
Instrument Date	Aug 21, 2018
Instrument	2018035324
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3117 OCEAN BLVD, CAYUCOS, CA 93430-1823

Mortgage

Document Number	0000035325
Date	Aug 27, 2018
Instrument	2018035325

Lender

Name	SESLOC FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 28, 2018
Property Address	3117 OCEAN BLVD, CAYUCOS, CA 93430-1823
Document Number	0000035507
Instrument Date	Aug 21, 2018
Instrument	35507
Transaction Type	Transfer
Record Updated	Sep 7, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3117 OCEAN BLVD CAYUCOS CA 934301823, CAYUCOS, CA 93430-1823

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$587,669 (+2%) Land $375,109 Building $212,560
2025	$6,022.00 (+2.02%) Homeowner's exemption	$576,147 (+4.04%) Land $367,754 Building $208,393
2023	$5,903.00 (+1.76%) Homeowner's exemption	$553,776 Land $353,475 Building $200,301
2022	$5,801.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1983–2016)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jan 2016 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLOCSA #10A - CAYUCOS serves 1,200 people · EPA ID CA4010901
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Oct 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Ranch Wifi.

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