3148 E Old State Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3148 E Old State Rd, Schenectady, NY 12303 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,768 sqft · built 1975
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Feb 2022)
Tax Bill	$6,453 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 27.20-1-32`

Property Details

APN / Parcel Number

Primary APN	`013089 27.20-1-32`
Alternative APNs	`308902702000010320000000` `02702000010320000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,768 sqft Living Area
1st Floor Area	1,040 sqft 1st Floor
Basement Area	728 sqft Basement
Finished Basement	728 sqft Finished
Stories	1 Story
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Parking Spaces	1 Parking Space
Garage Type	Basement
Shed	1 Shed
Porch	Slab
Porch Area	484 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02702000010320000000
Street Address	3148 E OLD STATE RD
City	SCHENECTADY
State	NY
Zip	12303-5217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 HOME ACRES 3148 OLD STATE RD
Legal Block	1
Legal Lot Number	32.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2007
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 27.20-1-32

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3148 E OLD STATE RD, SCHENECTADY, NY 12303-5217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 25, 2022 · Amount on Record
Deed Sale	Feb 25, 2022 · Amount on Record
Prior Sale	Sep 12, 2019 · Amount on Record
Deed Document Number	20225412
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Sep 13, 2019
Property Address	3148 E OLD STATE RD, SCHENECTADY, NY 12303-5217
Document Number	0000019031
Instrument Date	Sep 11, 2019
Instrument	19031
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$908.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 KNIGHTS BRG #D GUILDERLAND NY 120849422, D, GUILDERLAND, NY 12084-9422

Mortgage

Document Number	19032
Date	Sep 13, 2019
Instrument	19032

Lender

Name	JEFFREY JONES
Address	1917 EVVA DR, SCHENECTADY, NY 12303-5410

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,453.00 (+12.11%)	$217,000 (-) Land $43,000 Building $174,000	$289,333 (+13.33%) Land $57,333 Building $232,000
2023		$217,000 (-) Land $43,000 Building $174,000	$255,294 (+7.06%) Land $50,588 Building $204,706
2022		$217,000 Land $43,000 Building $174,000	$238,462 Land $47,253 Building $191,209
2021	$5,756.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.