3143 E Old State Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3143 E Old State Rd, Schenectady, NY 12303 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1969
Square Footage	1,040 sqft Living Area
Lot Size	16,407 sqft (0.376 acres)
Occupancy	Owner Occupied
Last Sale	$130,000 (2009)
Tax Bill	$5,609.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`013089 27.20-1-2`
Alternative APNs	`308902702000010020000000` `02702000010020000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,040 sqft Living Area
1st Floor	1,040 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	16,407 sqft (0.376 acres)
Depth X Width	156 ft x 104 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	364 sqft Garage
Pool Type	Above-Ground Pool Pool Type
Pool Area	452 sqft Pool

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02702000010020000000
Street Address	3143 E OLD STATE RD
City	SCHENECTADY
State	NY
Zip	12303-5216
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	3143 OLD STATE RD
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	ALBANY NY
Minor Civil Division	GUILDERLAND
Census Blockgroup	1
Census Block	1018
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 27.20-1-2

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3143 E OLD STATE RD, SCHENECTADY, NY 12303-5216
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 23, 2009 · Amount on Record
Deed Sale	Jun 23, 2009 · Amount on Record
Deed Doc Number	200910438359
Deed Book / Page	2952 / 254
Record Refreshed	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Recording Date	Apr 08, 2026
Property Address	3143 E OLD STATE RD, SCHENECTADY, NY 12303-5216
Document Number	0000000692
Instrument Date	Apr 02, 2026
Instrument	20266692
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3143 E OLD STATE RD, SCHENECTADY, NY 12303-5216

Mortgage

Document Number	0000006692,
Date	Apr 08, 2026
Instrument	20266692

Lender

Name	BAY VIEW FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,609.00 (-32.67%)	$188,200 (+3.41%) Land $38,000 Building $150,200	$250,933 (+17.19%) Land $50,667 Building $200,266
2023		$182,000 (-) Land $36,000 Building $146,000	$214,118 (+7.06%) Land $42,353 Building $171,765
2022		$182,000 Land $36,000 Building $146,000	$200,000 Land $39,560 Building $160,440
2021	$8,330.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.