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  5. Co Rd 281

3148 Co Rd 281, Five Points, AL 36855 Property Records

Chambers County property record for 3148 Co Rd 281, Five Points, AL 36855

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,311 sqft · built 1993
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$343,000 (Jan 2024)
Tax Bill$719 (2025)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN12-02-01-12-0-000-010.001

Property Details

APN / Parcel Number

Primary APN12-02-01-12-0-000-010.001
Alternative APNs
  • 0201120000010001
  • 10163

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,311 sqft Living Area
1st Floor Area2,311 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialAluminum/Vinyl
Roof TypeFlat
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage Area375 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area204 sqft
Utility Building128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number10163
Street Address3148 COUNTY ROAD 281
CityFIVE POINTS
StateAL
Zip36855-2869
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 1090'(S) W OF & 595'(S) S OF NE COR OF N 1/2 OF NE1/4, RUNS'LY210',NW'LY210' TO FREDONIAROAD, N'LY ALONG ROAD 210',SE'LY2
Legal Range27
Legal Township24
Legal Section12
JurisdictionCHAMBERS AL
Township / Civil DivisionFIVE POINTS
Census Block Group1
Census Block1016
Census Tract953800

Owner

Source: Chambers County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31080 US HIGHWAY 431, FIVE POINTS, AL 36855-2332
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2024 · Amount on Record
Deed SaleJan 29, 2024 · Amount on Record
Deed Document Number2024354
Prior Transfer DateJan 25, 2024
Prior Transfer Doc0000000354
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMBERS AL
Property Address3148 COUNTY ROAD 281, FIVE POINTS, AL 36855-2869
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4433
DateNov 7, 2017
Instrument4433
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyChambers County
Unified School DistrictChambers County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$719.00 (+0.14%)$37,124 (+100.02%) Land $1,420 Building $35,704$185,620 (+0.05%) Land $7,100 Building $178,520
2024$718.00 Additional exemption filed$18,560 (-) Land $700 Building $17,860$185,530 (-) Land $7,050 Building $178,480
2023$718.00 Additional exemption filed$18,560 (-) Land $700 Building $17,860$185,530 (-) Land $7,050 Building $178,480
2022$718.00 Additional exemption filed$18,560 Land $700 Building $17,860$185,530 Land $7,050 Building $178,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · above 67% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST ALABAMA, WATER & FIRE PRO DISTRICT
serves 17,532 people · EPA ID AL0000174
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
TEC
DSL		50 / 5

Cell Coverage

4G LTE (outdoors only), no 5G reported

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