2358 Co Rd 281, Five Points, AL 36855 Property Records

Chambers County property record for 2358 Co Rd 281, Five Points, AL 36855

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	3,152 sqft · built 1860
Lot Size	42.5 acres (1,851,300 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Mar 2024)
Tax Bill	$95 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-02-01-12-0-000-017.000`

Property Details

APN / Parcel Number

Primary APN	`12-02-01-12-0-000-017.000`
Alternative APNs	`0201120000017000` `451070` `498685`

Interior

Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,152 sqft Living Area
1st Floor Area	1,576 sqft
Upper Floors Area	1,576 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,851,300 sqft (42.5 acres)
Lot Dimensions	190 ft deep x 140 ft wide
Porch	Patio
Porch Area	572 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	498685
Street Address	COUNTY ROAD 281
City	FIVE POINTS
State	AL
Zip	36855
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Legal Description	BEG. 475'(S) N OF W1/2 OF SE1/4, RUN N1911'(S), E916'(S) TO CO. ROAD 281, S'LY ALONG ROAD 1913'(S), W1041'(S) TO P.O.B., IN W
Legal Range	27
Legal Township	24
Legal Section	12
Jurisdiction	CHAMBERS AL
Township / Civil Division	FIVE POINTS
Census Block Group	1
Census Block	1016
Census Tract	953800

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 4, POINT CLEAR, AL 36564-0004
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit ALABAMA AGENCY CREDIT FLCA
Jan 30, 2024	Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC
Jul 23, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2024 · Amount on Record
Deed Sale	Mar 2, 2024 · Amount on Record
Prior Sale	Jan 30, 2024 · Amount on Record
Deed Document Number	2024886
Prior Transfer Date	Jan 25, 2024
Prior Transfer Doc	0000000354
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Recording Date	Aug 26, 2026
Property Address	COUNTY ROAD 281, FIVE POINTS, AL 36855
Document Number	0000003924
Instrument Date	Aug 25, 2026
Instrument	20263924
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	5306 COUNTY ROAD 54, CAMP HILL, AL 36850-2674

Mortgage

Document Number	0000003924,
Date	Aug 26, 2026
Instrument	20263924

Lender

Name	ALABAMA AGENCY CREDIT FLCA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Jan 30, 2024
Property Address	COUNTY ROAD 281, FIVE POINTS, AL 36855
Document Number	002024/362
Book / Page	2024 / 362
Instrument Date	Jan 12, 2024
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4, POINT CLEAR, AL 36564-0004

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1514 BENEDICT PL, AUBURN, AL 36832-6763

Mortgage

Document Number	002024/363
Date	Jan 30, 2024
Book Page	2024/363

Lender

Name	EMM LOANS LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMBERS AL
Recording Date	Jul 23, 2020
Property Address	2358 COUNTY ROAD 281, FIVE POINTS, AL 36855-2873
Document Number	02020/2891
Book / Page	2020 / 2891
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 S MCGREGOR AVE, 12, MOBILE, AL 36608-1827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 S MCGREGOR AVE, MOBILE, AL 36608-1827

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$95.00
2025	$95.00 (-91.69%)	$12,070 (-54.69%) Land $12,070	$120,700 (-73.72%) Land $120,700
2024	$1,143.00 (+0.35%)	$26,640 (+0.38%) Land $8,740 Building $17,900	$459,200 (-) Land $369,720 Building $89,480
2023	$1,139.00 (+0.35%)	$26,540 (+0.38%) Land $8,640 Building $17,900	$459,200 (-) Land $369,720 Building $89,480
2022	$1,135.00	$26,440 Land $8,540 Building $17,900	$459,200 Land $369,720 Building $89,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 81% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TEC DSL	50 / 5

Cell Coverage

4G LTE (outdoors only), no 5G reported

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