Garrard County property record for 3147 Gabbard Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · built 1978 |
| Lot Size | 1.94 acres (84,506 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Dec 2023) |
| Tax Bill | $1,528 (2025) |
| Deeds & Mortgages | Dec 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-16 |
| Primary APN | 71-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 84,506 sqft (1.94 acres) |
| Sewer | Connected |
|---|
| Account Number | 25389 |
|---|---|
| Street Address | 3147 GABBARD RD |
| City | BEREA |
| State | KY |
| Zip | 40403-8986 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.94 AC |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | PAINT LICK |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 970400 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3147 GABBARD RD, BEREA, KY 40403-8986 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2023 · Amount on Record |
| Deed Sale | Dec 7, 2023 · Amount on Record |
| Prior Sale | Aug 9, 2023 · Amount on Record |
| Deed Document Number | 2023180543 |
| Deed Book / Page | 324 / 231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Dec 7, 2023 |
| Property Address | 3147 GABBARD RD, BEREA, KY 40403-8986 |
| Document Number | 00D324/231 |
| Book / Page | D324 / 231 |
| Instrument Date | Nov 21, 2023 |
| Instrument | 180543 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Title Company | KENTUCKY MOUNTAIN LAND TITLE INC, KENTUCKY MOUNTAIN LAND TTL I |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 LAYNE CT, BEREA, KY 40403-1271 |
| Name | Verified Name |
|---|---|
| Address | 3147 GABBARD RD, BEREA, KY 40403-8986 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,000 (+1%) Land $30,000 Building $135,000 | $165,000 (+1%) Land $30,000 Building $135,000 | |
| 2025 | $1,528.00 (-0.52%) | $150,000 (-) Land $15,000 Building $135,000 | $150,000 (-) Land $15,000 Building $135,000 |
| 2024 | $1,536.00 (+117.56%) | $150,000 (+123.88%) Land $15,000 Building $135,000 | $150,000 (+123.88%) Land $15,000 Building $135,000 |
| 2023 | $706.00 (+150.35%) | $67,000 (-) Land $12,000 Building $55,000 | $67,000 (-) Land $12,000 Building $55,000 |
| 2022 | $282.00 Homeowner's exemption | $67,000 Land $12,000 Building $55,000 | $67,000 Land $12,000 Building $55,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1991–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people · EPA ID KY1020891 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
5G and 4G LTE (outdoors only)
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