2630 Gabbard Rd, Berea, KY 40403 Property Records

Garrard County property record for 2630 Gabbard Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · built 2003
Lot Size	1.76 acres (76,666 sqft)
Owner	Individual Name on Record
Last Sale	$134,500 (Mar 2019)
Tax Bill	$1,370 (2025)
Deeds & Mortgages	Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`71-28.04`

Property Details

APN / Parcel Number

Primary APN	`71-28.04`
Alternative APN	`20749`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	76,666 sqft (1.76 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	20749
Street Address	2630 GABBARD RD
City	BEREA
State	KY
Zip	40403-8981
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.76 AC
Jurisdiction	GARRARD KY
Township / Civil Division	PAINT LICK
Census Block Group	2
Census Block	2017
Census Tract	970400

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2630 GABBARD RD, BEREA, KY 40403-8981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2019 · Amount on Record
Deed Sale	Mar 14, 2019 · Amount on Record
Prior Sale	Jun 26, 2008 · Amount on Record
Deed Document Number	2019146540
Deed Book / Page	297 / 436
Record Updated	Oct 29, 2026

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Mar 14, 2019
Property Address	2630 GABBARD RD, BEREA, KY 40403-8981
Document Number	00D297/436
Book / Page	D297 / 436
Map Reference	DB 148 PG 428
Instrument Date	Mar 14, 2019
Instrument	146540
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$134.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 FLOYD BRANCH RD, 520, BEREA, KY 40403-8668

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2630 GABBARD RD, BEREA, KY 40403-8981

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,000 (+22.68%) Land $30,000 Building $135,000	$165,000 (+22.68%) Land $30,000 Building $135,000
2025	$1,370.00 (-0.51%)	$134,500 (-) Land $20,000 Building $114,500	$134,500 (-) Land $20,000 Building $114,500
2024	$1,377.00 (-2.89%)	$134,500 (-) Land $20,000 Building $114,500	$134,500 (-) Land $20,000 Building $114,500
2023	$1,418.00 (-0.91%)	$134,500 (-) Land $20,000 Building $114,500	$134,500 (-) Land $20,000 Building $114,500
2022	$1,431.00	$134,500 Land $20,000 Building $114,500	$134,500 Land $20,000 Building $114,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people · EPA ID KY1020891
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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