Charles County property record for 3146 Floating Leaf Ln, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,698 sqft · built 2009 |
| Lot Size | 0.201 acres (8,769 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Oct 2023) |
| Tax Bill | $13,194 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jun 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-318037 |
| Primary APN | 06-318037 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,698 sqft Living Area |
| Gross Area | 3,228 sqft |
| 1st Floor Area | 1,882 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,769 sqft (0.201 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 318037 |
|---|---|
| Street Address | 3146 FLOATING LEAF LN |
| City | WALDORF |
| State | MD |
| Zip | 20603-5766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD |
| Legal Description | LOT 148 PH 1 CENTRAL PARKE AT COLONIAL CHARLES SUB |
| Legal Subdivision | COLONIAL CHARLES SUB |
| Legal Phase | 1 |
| Legal Block | 3 |
| Legal Lot Number | 148 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 850711 |
3146 Floating Leaf Ln is owned and occupied by an individual who bought it in October 2023.
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3146 FLOATING LEAF LN, WALDORF, MD 20603-5766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2023 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Jun 21, 2023 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH ONE FCU |
| Feb 23, 2021 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 20, 2020 | Deed, Transfer · Stand-Alone First Mortgage WCP FUND I LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2023 · Amount on File |
| Deed Sale | Oct 31, 2023 · Amount on File |
| Prior Sale | Feb 23, 2021 · Amount on File |
| Deed Book / Page | 13102 / 176 |
| Prior Transfer Date | Jun 19, 2006 |
| Prior Transfer Doc | 0058870673 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Oct 31, 2023 |
| Property Address | 3146 FLOATING LEAF LN, WALDORF, MD 20603-5766 |
| Document Number | 0131020176 |
| Book / Page | 13102 / 176 |
| Map Reference | MB 56 PL 77 |
| Instrument Date | Jul 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2023 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3146 FLOATING LEAF LN, WALDORF, MD 20603-5766 |
| Document Number | 0013102185 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 13102/185 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3146 FLOATING LEAF LN, WALDORF, MD 20603-5766 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0129700375 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | 12970/375 |
| Name | COMMONWEALTH ONE FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22314 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 20, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Feb 23, 2021 |
| Property Address | 3146 FLOATING LEAF LN, WALDORF, MD 20603-5766 |
| Document Number | 0116300311 |
| Book / Page | 11630 / 311 |
| Map Reference | MB 56 PL 77 |
| Instrument Date | Feb 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 11630316 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 11630/316 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Nov 20, 2020 |
| Property Address | 3146 FLOATING LEAF LN, WALDORF, MD 20603-5766 |
| Document Number | 0114510300 |
| Book / Page | 11451 / 300 |
| Map Reference | MB 56 PL 77 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | PRIME TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 5000 KENNINGTON CT, UPPER MARLBORO, MD 20772-6010 |
| Document Number | 11451305 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 11451/305 |
| Name | WCP FUND I LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3146 Floating Leaf Ln was $13,194.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $447,000 (-) Land $100,200 Building $346,800 | $447,000 (-) Land $100,200 Building $346,800 | |
| 2025 | $13,194.00 | $447,000 Land $100,200 Building $346,800 | $447,000 Land $100,200 Building $346,800 |
| 2023 | $3,787.00 Homeowner's exemption | $436,233 | $466,900 Land $100,200 Building $366,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3146 Floating Leaf Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3146 Floating Leaf Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
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