Charles County property record for 3121 Floating Leaf Ln, Waldorf, MD 20603
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3 ba · 2,976 sqft · built 2009 |
| Lot Size | 0.215 acres (9,370 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Nov 2019) |
| Tax Bill | $153 (2023) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-318088 |
| Primary APN | 06-318088 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,976 sqft Gross Area |
| 1st Floor Area | 1,936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,370 sqft (0.215 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 318088 |
|---|---|
| Street Address | 3121 FLOATING LEAF LN |
| City | WALDORF |
| State | MD |
| Zip | 20603-5748 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | PRD |
| Legal Description | LOT 163 PH 1 CENTRAL PARKE AT COLONIAL CHARLES SUB |
| Legal Subdivision | COLONIAL CHARLES SUB |
| Legal Phase | 1 |
| Legal Block | 3 |
| Legal Lot Number | 163 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 850711 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3121 FLOATING LEAF LN, WALDORF, MD 20603-5748 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU |
| Nov 12, 2019 | Special Warranty Deed, Transfer · VA Mortgage PENTAGON FCU |
| Sep 13, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2019 · Amount on Record |
| Deed Sale | Nov 12, 2019 · Amount on Record |
| Prior Sale | Nov 9, 2009 · Amount on Record |
| Deed Book / Page | 10867 / 163 |
| Prior Transfer Date | Jun 19, 2006 |
| Prior Transfer Doc | 0058870673 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3121 FLOATING LEAF LN, WALDORF, MD 20603-5748 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0120860344 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 12086/344 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Nov 12, 2019 |
| Property Address | 3121 FLOATING LEAF LN, WALDORF, MD 20603-5748 |
| Document Number | 0108670163 |
| Book / Page | 10867 / 163 |
| Map Reference | MB 56 PL 77 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 525 WINDJAMMER LN, COLUMBIA, SC 29229-7062 |
| Document Number | 0010867170 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 10867/170 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3121 FLOATING LEAF LN, WALDORF, MD 20603-5748 |
| Document Number | 0108470322 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2019 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 3121 FLOATING LEAF LN WALDORF MD 206035748, WALDORF, MD 20603-5748 |
| Document Number | 0108470322 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 010847/000322 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,000 (+2.76%) | $432,300 (-) Land $100,200 Building $332,100 | |
| 2025 | $409,700 (+9.27%) | $432,300 (+8.51%) Land $100,200 Building $332,100 | |
| 2023 | $153.00 Disabled Person's exemption Veteran's exemption | $374,933 | $398,400 Land $100,200 Building $298,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
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