3146 E Monterosa St, Phoenix, AZ 85016 Property Records

Maricopa County property record for 3146 E Monterosa St, Phoenix, AZ 85016

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,639 sqft · built 2004
Lot Size	0.183 acres (7,956 sqft)
Owner	2 Individual Names on Record
Last Sale	$805,000 (Oct 2026)
Tax Bill	$4,658 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jan 2025 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`163-01-001`

Property Details

APN / Parcel Number

Primary APN	`163-01-001`
Alternative APN	`163010012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,639 sqft Living Area
1st Floor Area	2,639 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood Frame
Construction Type	Frame
Roof Material	Tile
Lot Area	7,956 sqft (0.183 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3146 E MONTEROSA ST
City	PHOENIX
State	AZ
Zip	85016-5803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MANHASSETT SQUARE MCR 49/34
Legal Range	3E
Legal Township	2N
Legal Section	23
Legal Subdivision	MANHASSETT SQUARE
Legal Lot Number	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2010
Census Tract	108400

Owner

Source: Maricopa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3146 E MONTEROSA ST, PHOENIX, AZ 85016-5803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jan 14, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Aug 21, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Nov 12, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 21, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2026 · Amount on Record
Deed Sale	Oct 2, 2026 · Amount on Record
Prior Sale	Nov 12, 2020 · Amount on Record
Deed Document Number	2026575807
Prior Transfer Date	Jan 16, 2024
Prior Transfer Doc	0000023329
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 2, 2026
Property Address	3146 E MONTEROSA ST, PHOENIX, AZ 85016-5803
Document Number	0000575807
Instrument Date	Sep 23, 2026
Instrument	2026575807
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3146 E MONTEROSA ST, PHOENIX, AZ 85016-5803

Mortgage

Document Number	0000575808,
Date	Oct 2, 2026
Instrument	2026575808

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3146 E MONTEROSA ST, PHOENIX, AZ 85016-5803
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3146 E MONTEROSA ST, PHOENIX, AZ 85016-5803

Mortgage

Document Number	0000020727
Date	Jan 14, 2025
Instrument	20250020727

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3146 E MONTEROSA ST, PHOENIX, AZ 85016-5803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000631793
Date	Aug 21, 2018
Instrument	20180631793

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 10, 2048

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 12, 2020
Property Address	3146 E MONTEROSA ST, PHOENIX, AZ 85016-5803
Document Number	0001103475
Map Reference	MB 49 PG 34
Instrument Date	Nov 2, 2020
Instrument	20201103475
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	AZ TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3146 E MONTEROSA ST, 3146, PHOENIX, AZ 85016-5803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4111 N DRINKWATER BLVD APT D304, D304, SCOTTSDALE, AZ 85251-3670

Mortgage

Document Number	0001103476
Date	Nov 12, 2020
Instrument	20201103476

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 21, 2017
Property Address	3146 E MONTEROSA ST, PHOENIX, AZ 85016-5803
Document Number	0000617135
Map Reference	MB 49 PG 34
Instrument Date	Aug 15, 2017
Instrument	2017-0617135
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	AMERICAN TITLE SERVICE AGENC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4802 E ALTADENA AVE, 4802, SCOTTSDALE, AZ 85254-4625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3146 E MONTEROSA ST, PHOENIX, AZ 85016-5803

Mortgage

Document Number	0000617136
Date	Aug 21, 2017
Instrument	2017-0617136

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,220 (+93.39%)	$722,200 (+3.59%) Land $144,400 Building $577,800
2025	$4,658.00 (+3.19%)	$37,345 (-48.79%)	$697,200 (-4.39%) Land $139,400 Building $557,800
2024		$72,920 (+18.67%)	$729,200 (+18.67%) Land $145,800 Building $583,400
2023	$4,514.00 (+3.08%)	$61,450 Land $12,290 Building $49,160	$614,500 Land $122,900 Building $491,600
2022	$4,379.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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