3125 E Monterosa St, Phoenix, AZ 85016 Property Records

Maricopa County property record for 3125 E Monterosa St, Phoenix, AZ 85016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,462 sqft · built 1953
Lot Size	0.183 acres (7,963 sqft)
Owner	Individual Name on Record
Last Sale	$295,410 (Sep 2014)
Tax Bill	$2,924 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`163-01-014`

Property Details

APN / Parcel Number

Primary APN	`163-01-014`
Alternative APN	`163010141`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,462 sqft Living Area
1st Floor Area	1,462 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Concrete
Lot Area	7,963 sqft (0.183 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3125 E MONTEROSA ST
City	PHOENIX
State	AZ
Zip	85016-5803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MANHASSETT SQUARE MCR 49/34
Legal Range	3E
Legal Township	2N
Legal Section	23
Legal Subdivision	MANHASSETT SQUARE
Legal Lot Number	14
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2010
Census Tract	108400

Owner

Source: Maricopa County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3125 E MONTEROSA ST, PHOENIX, AZ 85016-5803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit WEST FINANCIAL CREDIT UNION
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage D&E REALTY FINANCING AND INVESTMENTS LLC
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage D&E RLTY FINANCING & INVS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2014 · Amount on Record
Deed Sale	Sep 30, 2014 · Amount on Record
Prior Sale	Oct 27, 2004 · Amount on Record
Deed Document Number	2014649979
Last Transfer Date	Nov 12, 2015
Transfer Doc	0000831699
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Apr 6, 2026
Property Address	3125 E MONTEROSA ST, PHOENIX, AZ 85016-5803
Document Number	0000199370
Instrument Date	Mar 31, 2026
Instrument	2026199370
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 E MONTEROSA ST, PHOENIX, AZ 85016-5803

Mortgage

Document Number	0000199370,
Date	Apr 6, 2026
Instrument	2026199370

Lender

Name	WEST FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3125 E MONTEROSA ST, PHOENIX, AZ 85016-5803
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 E MONTEROSA ST, PHOENIX, AZ 85016-5803

Mortgage

Document Number	0000221075
Date	Feb 26, 2021
Instrument	20210221075

Lender

Name	D&E REALTY FINANCING AND INVESTMENTS LLC
Type	Non-Lending Institution
Address	PHOENIX, AZ 85006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3125 E MONTEROSA ST, PHOENIX, AZ 85016-5803
Document Number	0000287138
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 13, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3125 E MONTEROSA ST PHOENIX AZ 850165803, PHOENIX, AZ 85016-5803

Mortgage

Document Number	0000287138
Date	Apr 3, 2020
Instrument	287138

Lender

Name	D&E RLTY FINANCING & INVS
Type	Funding / Finance Company
Address	PHOENIX, AZ 85006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 2, 2035

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,060 (+100.24%)	$510,600 (+4.48%) Land $102,100 Building $408,500
2025	$2,924.00 (+8.34%)	$25,500 (-50.98%)	$488,700 (-6.06%) Land $97,700 Building $391,000
2024		$52,020	$520,200 Land $104,000 Building $416,200
2023	$2,699.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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