31459 474th Ave, Elk Point, SD 57025 Property Records

Union County property record for 31459 474th Ave, Elk Point, SD 57025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,733 sqft · built 1892
Lot Size	0.04 acres (1,733 sqft)
Owner	Individual Name on File
Last Sale	$109,000 (May 2016)
Tax Bill	$2,211 (2026)
Deeds & Mortgages	Oct 2025 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20.00.34.4010`

Property Details

APN / Parcel Number

Primary APN	`20.00.34.4010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,733 sqft Living Area
Basement Area	224 sqft
Unfinished Basement	212 sqft
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	1,733 sqft (0.04 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	31459 474TH AVE
City	ELK POINT
State	SD
Zip	57025-6414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1 OF HATTON'S ADD NE1/4SE1/4
Legal Range	50W
Legal Township	93N
Legal Section	34
Legal Subdivision	HATTON'S ADD
Legal Tract	1
Legal Lot Number	1892
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	SPINK
Census Block Group	1
Census Block	1267
Census Tract	20100

Owner

31459 474th Ave is owned and occupied by an individual who bought it in May 2016.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	31459 474TH AVE, ELK POINT, SD 57025-6414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 9, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2016 · Amount on File
Deed Sale	May 13, 2016 · Amount on File
Deed Document Number	20161890
Deed Book / Page	106 / 310
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	31459 474TH AVE, ELK POINT, SD 57025-6414
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31459 474TH AVE, ELK POINT, SD 57025-6414

Mortgage

Document Number	000186/677
Date	Oct 29, 2025
Book Page	186/677
Instrument	252510

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Nov 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	31459 474TH AVE, ELK POINT, SD 57025-6414
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000176/507
Date	May 19, 2020
Book Page	176/507
Instrument	202198

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	31459 474TH AVE, ELK POINT, SD 57025-6414
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000180/448
Date	Jun 9, 2022
Book Page	180/448
Instrument	221659

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 31459 474th Ave was $2,211.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Spink Township
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,211.00	$183,058 (-) Land $44,589 Building $138,469
2025	$2,211.00 (+0.91%)	$183,058 Land $44,589 Building $138,469
2024	$2,191.00 (+15.93%)
2023	$1,890.00 (+17.46%)	$159,666 Land $31,850 Building $127,816
2022	$1,609.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31459 474th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2014–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31459 474th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20

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