Union County property record for 31418 474th Ave, Elk Point, SD 57025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,789 sqft · built 2015 |
| Lot Size | 10 acres (438,148 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,273 (2026) |
| Deeds & Mortgages | Dec 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20.00.34.1015 |
| Primary APN | 20.00.34.1015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,789 sqft Living Area |
| Basement Area | 1,085 sqft |
| Finished Basement | 1,085 sqft |
| Unfinished Basement | 784 sqft |
| Flooring | Stone |
| Interior Walls | Stone |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 438,148 sqft (10 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|
| Street Address | 31418 474TH AVE |
|---|---|
| City | ELK POINT |
| State | SD |
| Zip | 57025-6414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT G E1/2NE1/4 (9.94 A) |
| Legal Range | 50W |
| Legal Township | 93N |
| Legal Section | 34 |
| Legal Lot Number | G |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | SPINK |
| Census Block Group | 1 |
| Census Block | 1285 |
| Census Tract | 20100 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31418 474TH AVE, ELK POINT, SD 57025-6414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 31418 474TH AVE, ELK POINT, SD 57025-6414 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000186/803 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 186/803 |
| Instrument | 253021 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2046 |
Source: Union County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| County Subdivision | Spink Township |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,273.00 | $447,593 (-) Land $69,383 Building $378,210 |
| 2025 | $5,273.00 (+1.09%) | $447,593 (+13.78%) Land $69,383 Building $378,210 |
| 2024 | $5,216.00 (+16.01%) | |
| 2023 | $4,496.00 (+8.89%) | $393,389 Land $49,562 Building $343,827 |
| 2022 | $4,129.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2014–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 90% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Metro Fiber | 1,000 / 1,000 |
| Midco Fixed Wireless | 100 / 20 |
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