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3145 Wauseon Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3145 Wauseon Dr, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage2,080 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$437,000 (2022)
Tax Bill$6,866.00 (2024)

Property Details

APN / Parcel Number

Primary APN20-26-31-3443-0001-0320
Alternative APN
  • 263120344300010320

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,080 sqft Living Area
Gross Area2,660 sqft Gross Area
1st Floor2,080 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached Garage
Garage Area440 sqft Garage

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3145 WAUSEON DR
CitySAINT CLOUD
StateFL
Zip34772-8967
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 1 PB 27 PGS 18-23 LOT 32
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionHANOVER LAKES PH 1
Legal Phase1
Legal Lot Number32
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 20-26-31-3443-0001-0320

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3145 WAUSEON DR, SAINT CLOUD, FL 34772-8967
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2022Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Dec 12, 2022Re-recorded Document
A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL
Jun 07, 2022Quit Claim Deed, Transfer
Quitclaim Document
Sep 21, 2020Grant Deed, Transfer
PROFESSIONAL TITLE, PROFESSIONAL TITLE AGENCY INC
Jan 28, 2020Loan Modification, Mortgage · Line of Credit
AMERICAN MOMENTUM BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 12, 2022 · Amount on Record
Deed SaleDec 12, 2022 · Amount on Record
Prior SaleJun 07, 2022 · Amount on Record
Deed Doc Number2022177780
Deed Book / Page6328 / 1316
Last Transfer DateJul 10, 2024
Transfer Doc0066310242
Record RefreshedSep 20, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 12, 2022
Property Address3145 WAUSEON DR, SAINT CLOUD, FL 34772-8967
Document Number0063281316
Book / Page6328 / 1316
Map ReferenceMB 27 PG 18-23
Instrument DateDec 08, 2022
Instrument2022177780
Transaction TypeTransfer
Record UpdatedDec 29, 2022
Title CompanyA CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,059.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6542 PASTURELANDS PL, WINTER GARDEN, FL 34787-6229

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 ELM ST N, SAUK CENTRE, MN 56378-1009

Mortgage

Document Number0063281317
DateDec 12, 2022
Instrument6328/1317
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateJan 01, 2026
Change Frequency5 Years
Min Rate At Change3.25%
Max Rate At Change7.25%
Index5-Year TN
Margin2
Max Rate10.2%

December 2022: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionOSCEOLA FL
Recording DateDec 12, 2022
Property Address3145 WAUSEON DR, SAINT CLOUD, FL 34772-8967
Document Number0063281315
Book / Page6328 / 1315
Map ReferenceMB 27 PG 18-23
Instrument DateNov 03, 2022
Instrument2022177779
Record UpdatedDec 29, 2022
Title CompanyA CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address6542 PASTURELANDS PL, WINTER GARDEN, FL 34787-6229

Transferred To (Grantee/Buyer)

NameVerified Name
Address3145 WAUSEON DR, SAINT CLOUD, FL 34772-8967

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJun 07, 2022
Property Address3145 WAUSEON DR, SAINT CLOUD, FL 34772-8967
Document Number0062281871
Book / Page6228 / 1871
Map ReferenceMB 37 PG 18-23
Instrument DateJun 07, 2022
Instrument2022088867
Transaction TypeTransfer
Record UpdatedJun 21, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3145 WAUSEON DR, 3145, SAINT CLOUD, FL 34772-8967

Transferred To (Grantee/Buyer)

NameVerified Name
Address3145 WAUSEON DR, SAINT CLOUD, FL 34772-8967

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateSep 21, 2020
Property Address3145 WAUSEON DR, SAINT CLOUD, FL 34772-8967
Document Number0057970860
Book / Page005797 / 000860
Instrument DateSep 17, 2020
Instrument126031
Transaction TypeTransfer
Record UpdatedOct 22, 2020
Title CompanyPROFESSIONAL TITLE, PROFESSIONAL TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$2,315.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3145 WAUSEON DR ST CLOUD FL 347728967, ST CLOUD, FL 34772-8967

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3145 WAUSEON DR, SAINT CLOUD, FL 34772-8967
Document Number0056672860
Instrument DateJan 28, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223

Mortgage

Document Number0056672860
DateFeb 03, 2020
Book Page005667/002860
Instrument16365
Lender
NameAMERICAN MOMENTUM BK
TypeBank
Address500 S WASHINGTON BLVD # 3RD, SARASOTA, FL 34236-7139
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,820.00 (-0.67%)$354,200 (+0.57%) Land $75,000 Building $279,200$354,200 (+0.57%) Land $75,000 Building $279,200
2024$6,866.00 (+2.23%)
2023$6,716.00 (+15.32%) Homeowner's exemption$352,200 (+16.43%) Land $70,000 Building $282,200$352,200 (+16.43%) Land $70,000 Building $282,200
2022$5,824.00 Homeowner's exemption$302,500 Land $60,000 Building $242,500$302,500 Land $60,000 Building $242,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 641 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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