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3144 Wauseon Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3144 Wauseon Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,715 sqft · built 2019
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$125,500 (Dec 2023)
Tax Bill$5,071 (2025)
Deeds & MortgagesJun 2021 Mortgage
Dec 2023 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN20-26-31-3443-0001-0820

Property Details

APN / Parcel Number

Primary APN20-26-31-3443-0001-0820
Alternative APN
  • 263120344300010820

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,715 sqft Living Area
Gross Area2,316 sqft
1st Floor Area1,715 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3144 WAUSEON DR
CitySAINT CLOUD
StateFL
Zip34772-8968
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 1 PB 27 PGS 18-23 LOT 82
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionHANOVER LAKES PH 1
Legal Phase1
Legal Lot Number82
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 20-26-31-3443-0001-0820

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3144 WAUSEON DR, SAINT CLOUD, FL 34772-8968
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2021Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Dec 14, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Dec 14, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Sep 30, 2019Deed of Trust, Mortgage · FHA Mortgage
EQUITY PRIME MTG
Jul 22, 2019Special Warranty Deed, Transfer · FHA Mortgage
EQUITY PRIME MORTGAGE LLC
Feb 22, 2019Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 14, 2023 · Amount on Record
Deed SaleDec 14, 2023 · Amount on Record
Prior SaleJul 22, 2019 · Amount on Record
Deed Document Number2023162536
Deed Book / Page6518 / 2963
Prior Transfer DateNov 13, 2023
Prior Transfer Doc0065182963
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3144 WAUSEON DR, SAINT CLOUD, FL 34772-8968
Transaction TypeMortgage
Record UpdatedFeb 01, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3144 WAUSEON DR, SAINT CLOUD, FL 34772-8968

Mortgage

Document Number0059821485
DateJun 16, 2021
Book Page5982/1485
Instrument2021093956
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateDec 14, 2023
Property Address3144 WAUSEON DR, SAINT CLOUD, FL 34772-8968
Document Number0065182963
Book / Page6518 / 2963
Map ReferenceMB 27 PG 18-23
Instrument DateDec 11, 2023
Instrument2023162536
Transaction TypeTransfer
Record UpdatedJan 29, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3144 WAUSEON DR, SAINT CLOUD, FL 34772-8968

Transferred To (Grantee/Buyer)

NameVerified Name
Address3144 WAUSEON DR, SAINT CLOUD, FL 34772-8968

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateDec 14, 2023
Property Address3144 WAUSEON DR, SAINT CLOUD, FL 34772-8968
Document Number0065182963
Book / Page6518 / 2963
Map ReferenceMB 27 PG 18-23
Instrument DateNov 13, 2023
Instrument2023162536
Transaction TypeTransfer
Record UpdatedFeb 01, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3144 WAUSEON DR, SAINT CLOUD, FL 34772-8968

Transferred To (Grantee/Buyer)

NameVerified Name
Address3144 WAUSEON DR, SAINT CLOUD, FL 34772-8968

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3144 WAUSEON DR, SAINT CLOUD, FL 34772-8968
Document Number0056012906
Instrument DateSep 30, 2019
Transaction TypeMortgage
Record UpdatedOct 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9159 CARDINAL MEADOW TRL ORLANDO FL 328275761, ORLANDO, FL 32827-5761

Mortgage

Document Number0056012906
DateOct 07, 2019
Book Page005601/002906
Instrument129605
Lender
NameEQUITY PRIME MTG
AddressATLANTA, GA 30328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 06, 2049

July 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 22, 2019
Property Address3144 WAUSEON DR, SAINT CLOUD, FL 34772-8968
Document Number0055600488
Book / Page5560 / 0488
Map ReferenceMB 27 PG 18-23
Instrument DateJul 17, 2019
Instrument2019093831
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyTRINITY TTL CO OF CTRL FL LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address605 COMMONWEALTH AVE, 605, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3144 WAUSEON DR, SAINT CLOUD, FL 34772-8968

Mortgage

Document Number0005560490
DateJul 22, 2019
Instrument5560/490
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateFeb 22, 2019
Property Address3144 WAUSEON DR, SAINT CLOUD, FL 34772-8968
Document Number0054810844
Book / Page005481 / 000844
Instrument DateFeb 20, 2019
Instrument23108
Transaction TypeTransfer
Record UpdatedMar 14, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$2,000.60
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,071.00 (+2.61%)$256,506 (+5.99%)$320,200 (+0.76%) Land $75,000 Building $245,200
2024$4,942.00 (+4.44%)
2023$4,732.00 (+2.71%) Homeowner's exemption$242,017 (+3%)$317,800 (+16.5%) Land $70,000 Building $247,800
2022$4,607.00 Homeowner's exemption$234,968$272,800 Land $60,000 Building $212,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 173 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
157 of 173 on primary residences
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Flood Events
  • Hurricane Irma (Sep 2017), 8 claims

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 641 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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