DeSoto County property record for 3145 River Oak Dr, Hernando, MS 38632 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,571 sqft · built 1998 |
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $929 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-6-23-02-0-00042-00 |
| Primary APN | 3-08-6-23-02-0-00042-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,571 sqft Adjusted Area |
| 1st Floor Area | 2,216 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 93,654 sqft (2.15 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 432 sqft |
| Street Address | 3145 RIVER OAK DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8187 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK MANOR WEST SD LOT 42 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 23 |
| Legal Subdivision | OAK MANOR WEST SD |
| Legal Lot Number | 42 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 71123 |
Source: DeSoto County records · APN 3-08-6-23-02-0-00042-00
Assessment roll updated December 15, 2025 · Last verified April 2026
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3145 RIVER OAK DR, HERNANDO, MS 38632-8187 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jun 25, 2010 |
| Transfer Doc | 000636/650 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3145 RIVER OAK DR, HERNANDO, MS 38632-8187 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004453/223 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 4453/223 |
| Instrument | T04453-00223 |
| Name | SECURE TRUST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $929.00 (-16%) | $15,457 (-) Land $2,150 Building $13,307 | $154,569 (-) Land $21,500 Building $133,069 |
| 2023 | $1,106.00 | $15,457 | $154,569 Land $21,500 Building $133,069 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 52% of the US · above 59% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 826 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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