3075 River Oak Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 3075 River Oak Dr, Hernando, MS 38632 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Year BuiltBuilt 1989
Square Footage2,294 sqft Adjusted Area
Lot Size65,340 sqft (1.5 acres)
OccupancyOwner Occupied
Tax Bill$2,097.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-08-6-23-01-0-00021-01

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area2,294 sqft Adjusted Area
1st Floor1,448 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialBrick Veneer Exterior
Construction TypeBrick Construction
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area65,340 sqft (1.5 acres)
Shed1 Shed
Shed Area240 sqft Shed
Utility Building96 sqft Utility Building

Location & Zoning

Street Address3075 RIVER OAK DR
CityHERNANDO
StateMS
Zip38632-8494
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOAK MANOR SD SEC A LOT 21B
Legal Range008
Legal Township03S
Legal Section23
Legal SubdivisionOAK MANOR SD
Legal Lot Number21B
JurisdictionDESOTO MS
Minor Civil Division4
Census Blockgroup2
Census Block2011
Census Tract71123

Owner

Source: DeSoto County records · APN 3-08-6-23-01-0-00021-01

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3075 RIVER OAK DR, HERNANDO, MS 38632-8494
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingEt Al (and Others) - Vendor Data Only

Deeds, Mortgages & Sale History

DateDocument
May 18, 2023Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK OF MISSISSIPPI
Nov 23, 2022Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK OF MISSISSIPPI
Aug 17, 2022Intrafamily Transfer, Transfer
NOT AVAILABLE, GUARDIAN TITLE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 17, 2022
Deed SaleAug 17, 2022
Deed Book / Page1008 / 514
Prior Transfer DateAug 10, 2022
Prior Transfer Doc001008/514
Record RefreshedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3075 RIVER OAK DR, HERNANDO, MS 38632-8494
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3075 RIVER OAK DR, HERNANDO, MS 38632-8494

Mortgage

Document Number5660/41530
DateMay 18, 2023
Book Page5660/41530
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
AddressFLOWOOD, MS 39232
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueMay 15, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3075 RIVER OAK DR, HERNANDO, MS 38632-8494
Transaction TypeMortgage
Record UpdatedDec 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3075 RIVER OAK DR, HERNANDO, MS 38632-8494

Mortgage

Document Number005637/781
DateNov 23, 2022
Book Page5637/781
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
AddressFOREST, MS 39074
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 25, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateAug 17, 2022
Property Address3075 RIVER OAK DR, HERNANDO, MS 38632-8494
Document Number001008/514
Book / Page1008 / 514
Map ReferenceMB 26 PG 10
Instrument DateAug 10, 2022
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3075 RIVER OAK DR, 3075, HERNANDO, MS 38632-8494

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3075 RIVER OAK DR, HERNANDO, MS 38632-8494

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,097.00 (+25.49%)$20,558 (+44.84%) Land $1,500 Building $19,058$205,582 (+44.84%) Land $15,000 Building $190,582
2023$1,671.00$14,194$141,935 Land $15,000 Building $126,935

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