3145 Hwy 169, Ely, MN 55731 Property Records

St. Louis County property record for 3145 Hwy 169, Ely, MN 55731

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 1,470 sqft · built 2010
Lot Size	11.1 acres (483,516 sqft)
Owner	Individual Name on File
Last Sale	$457,000 (Aug 2019)
Tax Bill	$5,268 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`465-0030-00820`

Property Details

APN / Parcel Number

Primary APN	`465-0030-00820`
Alternative APN	`1075693`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,470 sqft Gross Area
1st Floor Area	1,008 sqft
Basement Area	907 sqft
Finished Basement	907 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	483,516 sqft (11.1 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Screened Porch
Porch Area	196 sqft
Deck Area	16 sqft
Storage Building	64 sqft
Pole Barn	1,200 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1075693
Street Address	3145 HIGHWAY 169
City	ELY
State	MN
Zip	55731-8091
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	ALL THAT PART OF NE1/4 OF SE1/4 COMM AT NECOR ALSO BEING E1/4 COR OF SEC 5 THENCES02DEG00'15"W 1316.53 FT TO SE COR OF
Legal Range	13W
Legal Township	62N
Legal Section	05
Legal Subdivision	MORSE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	2
Census Block	2086
Census Tract	15401

Owner

3145 Hwy 169 is owned and occupied by an individual who bought it in August 2019.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3145 HIGHWAY 169, ELY, MN 55731-8091
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2019 · Amount on File
Deed Sale	Aug 13, 2019 · Amount on File
Prior Sale	May 27, 2009 · Amount on File
Deed Document Number	20191360692
Prior Transfer Date	Dec 11, 2009
Prior Transfer Doc	0001125195
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 13, 2019
Property Address	3145 HIGHWAY 169, ELY, MN 55731-8091
Document Number	00A1360692
Instrument Date	Aug 8, 2019
Instrument	A1360692
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,508.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3145 HIGHWAY 169 ELY MN 557318091, ELY, MN 55731-8091

Mortgage

Document Number	A1360693
Date	Aug 13, 2019
Instrument	A1360693

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2049

Mortgage

Document Number	1360693,
Date	Aug 13, 2019
Instrument	1360693

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3145 Hwy 169 was $5,268 with a homeowner's exemption, up 0.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,268.00 (+0.46%) Homeowner's exemption
2025	$5,244.00 (+5.94%) Homeowner's exemption	$599,900 (+3.02%) Land $246,000 Building $353,900	$599,900 (+3.02%) Land $246,000 Building $353,900
2024	$4,950.00	$582,300 Land $246,000 Building $336,300	$582,300 Land $246,000 Building $336,300
2022		$542,400 Land $234,700 Building $307,700	$542,400 Land $234,700 Building $307,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3145 Hwy 169 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3145 Hwy 169 is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 86% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: AT&T, Treehouse Broadband.

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