St. Louis County property record for 3103 Hwy 169, Ely, MN 55731
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,120 sqft · built 2004 |
| Lot Size | 11.4 acres (496,584 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,554 (2026) |
| Deeds & Mortgages | May 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 465-0030-00821 |
| Primary APN | 465-0030-00821 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Gross Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 496,584 sqft (11.4 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | 12 sqft |
| Cabin | 240 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 675940 |
|---|---|
| Street Address | 3103 HIGHWAY 169 |
| City | ELY |
| State | MN |
| Zip | 55731 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | THAT PART OF NE1/4 OF SE1/4 COMM AT NE CORALSO BEING E1/4 OF SEC 5 THENCE S02DEG00'15"WALONG E LINE 1316.53 FT TO SE COR OF |
| Legal Range | 13W |
| Legal Township | 62N |
| Legal Section | 05 |
| Legal Subdivision | MORSE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MORSE |
| Census Block Group | 2 |
| Census Block | 2086 |
| Census Tract | 15401 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | N3395 FOUR SEASONS DR, IRON MOUNTAIN, MI 49801-9459 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3103 HIGHWAY 169, ELY, MN 55731 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | N3395 FOUR SEASONS DR, IRON MOUNTAIN, MI 49801-9459 |
| Document Number | 0001487305 |
|---|---|
| Date | May 6, 2024 |
| Instrument | 1487305 |
| Name | FIRST BANK UPPER MICHIGAN |
|---|---|
| Type | Bank |
| Address | IRON MOUNTAIN, MI 49801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Morse Township |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,554.00 (+0.47%) | ||
| 2025 | $2,542.00 (+4.01%) | $270,500 (+0.93%) Land $219,700 Building $50,800 | $270,500 (+0.93%) Land $219,700 Building $50,800 |
| 2024 | $2,444.00 | $268,000 (+3.76%) Land $219,700 Building $48,300 | $268,000 (+3.76%) Land $219,700 Building $48,300 |
| 2022 | $258,300 Land $209,500 Building $48,800 | $258,300 Land $209,500 Building $48,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 85% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
May also be available: AT&T, Treehouse Broadband.
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