3144 Arches Bluff Cir, Lancaster, SC 29720 Property Records

Lancaster County property record for 3144 Arches Bluff Cir, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,746 sqft · built 2017
Lot Size	0.225 acres (9,830 sqft)
Owner	2 Trust Names on File
Last Sale	$451,964 (Sep 2017)
Tax Bill	$2,985 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0019J-0A-246.00`

Property Details

APN / Parcel Number

Primary APN	`0019J-0A-246.00`
Alternative APN	`95453`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,746 sqft Living Area
Gross Area	4,840 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,830 sqft (0.225 acres)
Garage Area	628 sqft
Porch	Porch
Porch Area	466 sqft

Location & Zoning

Account Number	95453
Street Address	3144 ARCHES BLUFF CIR
City	LANCASTER
State	SC
Zip	29720-0156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TREE TOPS 0.226 AC
Legal Subdivision	PROPERTY OF PAUL ALFANO
Legal Block	246
Legal Lot Number	246
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	2
Census Block	2008
Census Tract	11209

Owner

3144 Arches Bluff Cir is owner-occupied and held in a trust since July 2018.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3144 ARCHES BLUFF CIR, LANCASTER, SC 29720-0156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP
Mar 15, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Sep 6, 2017	Limited Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2017 · Amount on File
Deed Sale	Sep 6, 2017 · Amount on File
Deed Document Number	201713292
Deed Book / Page	1080 / 135
Last Transfer Date	Jul 10, 2018
Transfer Doc	0000010338
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3144 ARCHES BLUFF CIR, LANCASTER, SC 29720-0156
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012011
Date	Jun 10, 2021
Book Page	4427/101
Instrument	2021012011

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3144 ARCHES BLUFF CIR, LANCASTER, SC 29720-0156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003615
Date	Mar 15, 2018
Book Page	3518/059
Instrument	2018003615

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 7, 2048

September 2017: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Sep 6, 2017
Property Address	3144 ARCHES BLUFF CIR, LANCASTER, SC 29720-0156
Document Number	0000013292
Book / Page	1080 / 135
Map Reference	PL 2017 PG 651
Instrument Date	May 25, 2017
Instrument	2017013292
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,672.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3144 ARCHES BLUFF CIR, LANCASTER, SC 29720-0156

Mortgage

Document Number	0000013293
Date	Sep 6, 2017
Instrument	2017013293

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3144 Arches Bluff Cir was $2,985, up 14% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,985.00 (+13.97%)	$20,801 Land $2,061 Building $18,740	$756,900 Land $75,000 Building $681,900
2024	$2,619.00 (+0.38%)
2023	$2,609.00	$18,088 Land $3,000 Building $15,088	$452,200 Land $75,000 Building $377,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3144 Arches Bluff Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3144 Arches Bluff Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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