3128 Arches Bluff Cir, Lancaster, SC 29720 Property Records

Lancaster County property record for 3128 Arches Bluff Cir, Lancaster, SC 29720

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,370 sqft · built 2018
Lot Size0.27 acres (11,789 sqft)
Owner2 Company Names on Record
Last Sale$370,154 (Jul 2018)
Tax Bill$2,456 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0019J-0A-243.00

Property Details

APN / Parcel Number

Primary APN0019J-0A-243.00
Alternative APN
  • 95456

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,370 sqft Living Area
Gross Area3,216 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,789 sqft (0.27 acres)
Garage Area714 sqft
PorchPorch
Porch Area132 sqft

Location & Zoning

Account Number95456
Street Address3128 ARCHES BLUFF CIR
CityLANCASTER
StateSC
Zip29720-0156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTREE TOPS 0.271 AC
Legal SubdivisionTREE TOPS PHASE 1B
Legal Block243
Legal Lot Number243
JurisdictionLANCASTER SC
Township / Civil DivisionVAN WYCK
Census Block Group2
Census Block2008
Census Tract11209

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3128 ARCHES BLUFF CIR, LANCASTER, SC 29720-0156
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
May 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Jul 25, 2018Limited Warranty Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2018 · Amount on Record
Deed SaleJul 25, 2018 · Amount on Record
Deed Document Number201810562
Deed Book / Page1158 / 5
Last Transfer DateJun 16, 2025
Transfer Doc0000007801
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER SC
Property Address3128 ARCHES BLUFF CIR, LANCASTER, SC 29720-0156
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006827
DateMay 1, 2020
Book Page3989/303
Instrument2020006827
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

July 2018: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionLANCASTER SC
Recording DateJul 25, 2018
Property Address3128 ARCHES BLUFF CIR, LANCASTER, SC 29720-0156
Document Number0000010562
Book / Page1158 / 005
Map ReferenceMB2017 PG57
Instrument DateJun 28, 2018
Instrument2018010562
Transaction TypeTransfer
Record UpdatedMar 4, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,370.85
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3128 ARCHES CIR, LANCASTER, SC 29720

Mortgage

Document Number0000010563
DateJul 25, 2018
Instrument2018010563
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLancaster County
Unified School DistrictLancaster County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,456.00 (+14.98%)$17,176 (+15%) Land $2,389 Building $14,787$539,200 (+44.4%) Land $75,000 Building $464,200
2024$2,136.00 (+0.42%)
2023$2,127.00$14,936 Land $3,000 Building $11,936$373,400 Land $75,000 Building $298,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Arches Bluff Cir

Nearby Streets

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