31427 Ave C, Big Pine Key, FL 33043 Property Records

Monroe County property record for 31427 Ave C, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 2023
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (May 2023)
Tax Bill	$5,623 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2021 Sale + 4 more
Flood Zone	Zone AE (high risk)
APN	`00302710-000000`

Property Details

APN / Parcel Number

Primary APN	`00302710-000000`
Alternative APNs	`25662900302710000000` `1374768`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,320 sqft Living Area
1st Floor Area	625 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile Home
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Covered
Garage Area	780 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	248 sqft
Deck Area	257 sqft
Patio Area	377 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1374768
Street Address	31427 AVENUE C
City	BIG PINE KEY
State	FL
Zip	33043-4519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 23 LOT 1 SANDS SUB PB1-65 BIG PINE KEY OR406-410 OR756-1278 OR756-1279 OR756-1280 OR2183-2254 OR2211-541 OR2294-481 OR2294-487 OR2960-1717 OR3114-0236 OR3226-2399
Legal Range	29E
Legal Township	66S
Legal Section	25
Legal Subdivision	SANDS SUBD
Legal Block	23
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1043
Census Tract	971401

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31427 AVENUE C, BIG PINE KEY, FL 33043-4519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Warranty Deed, Transfer · VA Mortgage PENTAGON FCU
Jul 21, 2021	Warranty Deed, Transfer
Jul 21, 2020	Deed of Trust, Mortgage WILMINGTON SVG FUND SOCIETYFSB
Aug 29, 2019	Trustee's Deed, Construction Loan · Line of Credit FINANCE OF AMERICA COM'L LLC
Apr 24, 2019	Warranty Deed, Transfer · ARM US BANK NA
Aug 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSINESS ADMINISTRATI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Jul 21, 2021 · Amount on Record
Deed Document Number	20232419308
Deed Book / Page	3226 / 2399
Prior Transfer Date	May 16, 2006
Prior Transfer Doc	0022110541
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 25, 2023
Property Address	31427 AVENUE C, BIG PINE KEY, FL 33043-4519
Document Number	0032262399
Book / Page	3226 / 2399
Map Reference	MB 1 PG 65
Instrument Date	May 24, 2023
Instrument	2419308
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	CORAL REEF TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 420236, SUMMERLAND KEY, FL 33042-0236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31427 AVENUE C, BIG PINE KEY, FL 33043-4519

Mortgage

Document Number	0032262402
Date	May 25, 2023
Instrument	3226/2402

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 21, 2021
Property Address	31427 AVENUE C, BIG PINE KEY, FL 33043-4519
Document Number	0031140236
Book / Page	3114 / 236
Map Reference	MB 1 PG 65
Instrument Date	Jul 16, 2021
Instrument	2331245
Transaction Type	Transfer
Record Updated	Aug 11, 2021

Transaction

Amount	Amount Recorded
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1317 ADAMS ST, 1317, HOLLYWOOD, FL 33019-1804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 420236, SUMMRLND KEY, FL 33042-0236

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	31427 AVENUE C, BIG PINE KEY, FL 33043-4519
Document Number	0030342429
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31427 AVENUE C BIG PINE KEY FL 330434519, BIG PINE KEY, FL 33043-4519

Mortgage

Document Number	0030342429
Date	Jul 31, 2020
Book Page	003034/002429
Instrument	2275339

Lender

Name	WILMINGTON SVG FUND SOCIETYFSB
Type	Funding / Finance Company
Address	WILMINGTON, DE 19801

Agreement

Amount	Amount Recorded

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONROE FL
Recording Date	Aug 29, 2019
Property Address	31427 AVENUE C, BIG PINE KEY, FL 33043-4519
Document Number	0029821237
Book / Page	002982 / 001237
Instrument Date	Aug 26, 2019
Instrument	2234735
Transaction Type	Construction Loan
Record Updated	Sep 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 ADAMS ST HOLLYWOOD FL 330191804, HOLLYWOOD, FL 33019-1804

Mortgage

Document Number	29821237
Date	Aug 29, 2019
Book Page	002982/001237
Instrument	2234735

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 28, 2020

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 24, 2019
Property Address	31427 AVENUE C, BIG PINE KEY, FL 33043-4519
Document Number	0029601717
Book / Page	2960 / 1717
Map Reference	MB 1 PG 65
Instrument Date	Mar 29, 2019
Instrument	2216951
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	AVENTURA TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$885.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	949 PECAN CIR, 949, SEBASTIAN, FL 32976-7200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 ADAMS ST, HOLLYWOOD, FL 33019-1804

Mortgage

Document Number	0029601719
Date	Apr 24, 2019
Instrument	2960-1719

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	12.1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	31427 AVENUE C, BIG PINE KEY, FL 33043-4519
Document Number	0029281726
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 2, 2018
Title Company	PROFESSIONAL TITLE/INDIAN RIVE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31427 AVENUE C BIG PINE KEY FL 330434519, BIG PINE KEY, FL 33043-4519

Mortgage

Document Number	0029281726
Date	Sep 25, 2018
Book Page	002928/001726
Instrument	2188057

Lender

Name	US SMALL BUSINESS ADMINISTRATI
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$565,230 (+246.41%) Land $220,000 Building $345,230	$565,230 (+246.41%) Land $220,000 Building $345,230
2024	$5,623.00 (+189.85%)
2023	$1,940.00 (+12.33%)	$163,170 (+42.51%) Land $161,250 Building $1,920	$163,170 (+42.51%) Land $161,250 Building $1,920
2022	$1,727.00	$114,495 Land $112,500 Building $1,995	$114,495 Land $112,500 Building $1,995

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 369 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	369 in force
Nearby Flood Claims	381 (1998–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 167 claims Hurricane Wilma, Oct 2005 · 76 claims Hurricane Georges, Sep 1998 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

31427 Ave C, Big Pine Key, FL 33043 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Trustee's Deed, Construction Loan

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Ave C

Nearby Streets

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