31357 Ave C, Big Pine Key, FL 33043 Property Records

Monroe County property record for 31357 Ave C, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,451 sqft · built 1987
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Apr 2023)
Tax Bill	$5,341 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00302920-000000`

Property Details

APN / Parcel Number

Primary APN	`00302920-000000`
Alternative APN	`1374971`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,451 sqft Living Area
1st Floor Area	1,373 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2008
Exterior Material	Wood
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	413 sqft
Deck Area	144 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1374971
Street Address	31357 AVENUE C
City	BIG PINE KEY
State	FL
Zip	33043-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 24 LT 6 SANDS SUB PB1-65 BIG PINE KEY OR494-709 OR617-901 OR657-403 OR873-820 OR892-1529 OR1666-623 OR2490-128/29C/T OR2491-2175 OR3221-2162
Legal Range	29E
Legal Township	66S
Legal Section	25
Legal Subdivision	SANDS SUBD
Legal Block	24
Legal Lot Number	6
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1043
Census Tract	971401

Owner

Source: Monroe County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31357 AVENUE C, BIG PINE KEY, FL 33043-4518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2023 · Amount on Record
Deed Sale	Apr 21, 2023 · Amount on Record
Prior Sale	Nov 12, 2010 · Amount on Record
Deed Document Number	20232414994
Deed Book / Page	3221 / 2162
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 21, 2023
Property Address	31357 AVENUE C, BIG PINE KEY, FL 33043-4518
Document Number	0032212162
Book / Page	3221 / 2162
Map Reference	MB 1 PG 65
Instrument Date	Apr 20, 2023
Instrument	2414994
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	TRUE TITLE FLORIDA KEYS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,445.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1480 SW CELLINI AVE, PORT SAINT LUCIE, FL 34953-4454

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31357 AVENUE C, BIG PINE KEY, FL 33043-4518

Mortgage

Document Number	0032212164
Date	Apr 21, 2023
Instrument	3221/2164

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,341.00 (+0.56%)	$515,349 (-0.43%) Land $220,000 Building $295,349	$515,349 (-0.43%) Land $220,000 Building $295,349
2024	$5,311.00 (+26.45%)
2023	$4,200.00 (+16.38%)	$517,578 (+38.33%) Land $207,500 Building $310,078	$517,578 (+38.33%) Land $207,500 Building $310,078
2022	$3,609.00	$374,164 Land $160,000 Building $214,164	$374,164 Land $160,000 Building $214,164

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 369 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	369 in force
Nearby Flood Claims	381 (1998–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 167 claims Hurricane Wilma, Oct 2005 · 76 claims Hurricane Georges, Sep 1998 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20