3142 Rugged Ln, Placerville, CA 95667 Property Records

El Dorado County property record for 3142 Rugged Ln, Placerville, CA 95667 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,080 sqft · built 1981
Lot Size	2.19 acres (95,396 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Dec 2019)
Tax Bill	$2,194 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit May 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`048-401-016-000`

Property Details

APN / Parcel Number

Primary APN	`048-401-016-000`
Alternative APNs	`04840116100` `0484011610`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,080 sqft Living Area
1st Floor Area	2,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	95,396 sqft (2.19 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,080 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3142 RUGGED LN
City	PLACERVILLE
State	CA
Zip	95667-6108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR L 7
Legal Subdivision	SUNNYVALE SUB
Legal Lot Number	7
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	3
Census Block	3035
Census Tract	31301

Owner

Source: El Dorado County records · APN 048-401-016-000

Assessment roll updated August 18, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3142 RUGGED LN, PLACERVILLE, CA 95667-6108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit EL DORADO SAVINGS BANK
May 04, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SIERRA CENTRAL CU
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 09, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 09, 2019 · Amount on Record
Deed Sale	Dec 09, 2019 · Amount on Record
Prior Sale	Oct 02, 2012 · Amount on Record
Deed Document Number	201952588
Last Transfer Date	Oct 08, 2024
Transfer Doc	0000035311
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3142 RUGGED LN, PLACERVILLE, CA 95667-6108
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3142 RUGGED LN, PLACERVILLE, CA 95667-6108

Mortgage

Document Number	0000034305
Date	Aug 19, 2022
Instrument	2022-0034305

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3142 RUGGED LN, PLACERVILLE, CA 95667-6108
Transaction Type	Mortgage
Record Updated	May 13, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3142 RUGGED LN, PLACERVILLE, CA 95667-6108

Mortgage

Document Number	0000020281
Date	May 04, 2022
Instrument	2022-0020281

Lender

Name	SIERRA CENTRAL CU
Type	Credit Union
Address	YUBA CITY, CA 95993

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2037

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3142 RUGGED LN, PLACERVILLE, CA 95667-6108
Document Number	0000023442
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 03, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3142 RUGGED LN PLACERVILLE CA 956676108, PLACERVILLE, CA 95667-6108

Mortgage

Document Number	0000023442
Date	May 26, 2020
Instrument	23442

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Dec 09, 2019
Property Address	3142 RUGGED LN, PLACERVILLE, CA 95667-6108
Document Number	0000052588
Instrument Date	Dec 08, 2019
Instrument	52588
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$145.20
Amount Accuracy	Partial
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3142 RUGGED LN PLACERVILLE CA 956676108, PLACERVILLE, CA 95667-6108

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated August 18, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,194.00 (+2.19%)	$207,866 (+4.04%) Land $51,707 Building $156,159
2024	$2,147.00 (+1.18%)
2023	$2,122.00 (+1.48%) Homeowner's exemption	$199,797 Land $49,700 Building $150,097
2022	$2,091.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Extreme above 95% of the US · above 82% of California
Wildfire Likelihood	About 1 in 74 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cal.net	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: Verizon, T-Mobile USA, AT&T, Xfinity, Cal.net, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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