El Dorado County property record for 3120 Rugged Ln, Placerville, CA 95667
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,150 sqft · built 1957 |
| Lot Size | 1.43 acres (62,291 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $205,000 (Jun 2011) |
| Tax Bill | $90 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 048-401-014-000 |
| Primary APN | 048-401-014-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| 1st Floor Area | 1,150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 62,291 sqft |
| Terrain | Rolling |
| Parking Spaces | 1 Parking Space |
| Patio Area | 1,150 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Water Source | Well |
| Street Address | 3120 RUGGED LN |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-6108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Description | POR L 7 |
| Legal Subdivision | SUNNYVALE SUB |
| Legal Lot Number | 7 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 31301 |
3120 Rugged Ln is owned by a company that acquired it in April 2025.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3120 RUGGED LN, PLACERVILLE, CA 95667-6108 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2011 · Amount on File |
| Deed Sale | Jun 28, 2011 · Amount on File |
| Deed Document Number | 201129700 |
| Last Transfer Date | Apr 30, 2025 |
| Transfer Doc | 0000012496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3120 RUGGED LN, PLACERVILLE, CA 95667-6108 |
| Document Number | 0000058519 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 3120 RUGGED LN PLACERVILLE CA 956676108, PLACERVILLE, CA 95667-6108 |
| Document Number | 0000058519 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 58519 |
| Name | GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 26, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3120 Rugged Ln was $90.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Placerville Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $267,875 (+2%) Land $84,930 Building $182,945 | |
| 2025 | $90.00 Disabled Person's exemption Veteran's exemption Additional exemption filed | $262,623 Land $83,265 Building $179,358 |
| 2023 | $203.00 (-38.11%) Disabled Person's exemption Veteran's exemption Additional exemption filed | $252,428 Land $80,033 Building $172,395 |
| 2022 | $328.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3120 Rugged Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3120 Rugged Ln is extreme, ranking above 95% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 81% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Xfinity.
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