3142 Charm Harbor Dr, Monroe, MI 48162 Property Records

Monroe County property record for 3142 Charm Harbor Dr, Monroe, MI 48162

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,404 sqft · built 2007
Lot Size	0.026 acres (1,176 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Nov 2025)
Tax Bill	$7,550 (2025)
Deeds & Mortgages	Nov 2025 Sale Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-989-024-00`

Property Details

APN / Parcel Number

Primary APN	`07-989-024-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,404 sqft Living Area
1st Floor Area	666 sqft
Basement Area	666 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Lot Area	1,176 sqft
Garage Area	275 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3142 CHARM HARBOR DR
City	MONROE
State	MI
Zip	48162-4587
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LEAVE BLAN
Legal Description	REPLAT #2 OF THE MONROE COUNTY CONDOMINIUM SUBDIVISION PLAN NO: 39, FRENCHTOWN HARBOR CONDOMINIUMS BUILDING 4, UNIT 24
Legal Subdivision	MONROE COUNTY CONDOMINIUM SUBDIVISION
Legal Unit	24
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	3
Census Block	3002
Census Tract	831300

Owner

3142 Charm Harbor Dr, a condominium, is owned and occupied by an individual who bought it in November 2025.

Source: Monroe County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3142 CHARM HARBOR DR, MONROE, MI 48162-4587
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Warranty Deed, Transfer MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGENCY
Apr 27, 2021	Warranty Deed, Transfer LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE
Jan 24, 2019	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2025 · Amount on File
Deed Sale	Nov 18, 2025 · Amount on File
Prior Sale	Apr 27, 2021 · Amount on File
Deed Document Number	202519072
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Nov 18, 2025
Property Address	3142 CHARM HARBOR DR, MONROE, MI 48162-4587
Document Number	0000019072
Map Reference	LB 2266 PG 976-1047
Instrument Date	Nov 17, 2025
Instrument	2025R19072
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGENCY

Transaction

Amount	Amount on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 FELGAR RD, SOMERSET, PA 15501-1015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3142 CHARM HARBOR DR, MONROE, MI 48162-4587

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Apr 27, 2021
Property Address	3142 CHARM HARBOR DR, MONROE, MI 48162-4587
Document Number	2021R11604
Map Reference	DOC 2012R00765
Instrument Date	Apr 22, 2021
Instrument	2021R11604
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount on Record
Tax	$2,362.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3142 CHARM HARBOR DR, 3142, MONROE, MI 48162-4587

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 FELGAR RD, SOMERSET, PA 15501-1015

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jan 24, 2019
Property Address	3142 CHARM HARBOR DR, MONROE, MI 48162-4587
Document Number	2019R01220
Map Reference	LB 2340 PG 976-1067
Instrument Date	Jan 16, 2019
Instrument	2019R01220
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$258.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3142 CHARM HARBOR DR # DR24, 3142, MONROE, MI 48162-4587

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5741 WOODEN PLANK RD, HILLIARD, OH 43026-6017

Mortgage

Document Number	0000001221
Date	Jan 24, 2019
Instrument	2019R01221

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3142 Charm Harbor Dr was $7,550 with a homeowner's exemption, up 4% from the year before.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Jefferson Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,100 (+2.36%) Land $156,100	$312,200 (+2.36%) Land $312,200
2025	$7,550.00 (+3.95%) Homeowner's exemption	$152,500 Land $152,500	$305,000 Land $305,000
2024	$7,263.00 (-4.02%)
2023	$7,567.00	$148,600	$297,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3142 Charm Harbor Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Nearby Flood Policies	53 in force
Nearby Flood Claims	95 (1980–2018)
Claims Outside the SFHA	4 of 95
Most Recent Claim	Apr 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3142 Charm Harbor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Charm Harbor Dr

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