Monroe County property record for 3126 Charm Harbor Dr, Monroe, MI 48162
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 2,070 sqft · built 2007 |
| Lot Size | 0.027 acres (1,211 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Apr 2025) |
| Tax Bill | $4,773 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-989-022-00 |
| Primary APN | 07-989-022-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,070 sqft Living Area |
| 1st Floor Area | 666 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Custom Design |
| Lot Area | 1,211 sqft |
| Garage Area | 275 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3126 CHARM HARBOR DR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-4587 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | LEAVE BLAN |
| Legal Description | REPLAT #2 OF THE MONROE COUNTY CONDOMINIUM SUBDIVISION PLAN NO: 39, FRENCHTOWN HARBOR CONDOMINIUMS BUILDING 4, UNIT 22 |
| Legal Subdivision | MONROE COUNTY CONDOMINIUM SUBDIVISION |
| Legal Unit | 22 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 831300 |
3126 Charm Harbor Dr, a condominium, is owned and occupied by two individuals who bought it in April 2025.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3126 CHARM HARBOR DR, MONROE, MI 48162-4587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2025 · Amount on File |
| Deed Sale | Apr 28, 2025 · Amount on File |
| Prior Sale | Dec 12, 2013 · Amount on File |
| Deed Document Number | 20256792 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3126 Charm Harbor Dr was $4,773 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Jefferson Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,400 Land $152,400 | $304,800 Land $304,800 | |
| 2025 | $4,773.00 Homeowner's exemption | ||
| 2023 | $6,697.00 | $148,000 | $296,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3126 Charm Harbor Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 53 policies |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 95 (1980–2018) |
| Claims Outside the SFHA | 4 of 95 |
| Most Recent Claim | Apr 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3126 Charm Harbor Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Fiber.
5G (outdoors only) and 4G LTE
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