31402 Flying Cloud Dr, Laguna Niguel, CA 92677 Property Records

Orange County property record for 31402 Flying Cloud Dr, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,870 sqft · built 1968
Lot Size	0.068 acres (2,940 sqft)
Owner	2 Trust Names on File
Last Sale	$1,059,000 (Apr 2019)
Tax Bill	$12,077 (2025)
Deeds & Mortgages	May 2017 Line of Credit Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`658-041-57`

Property Details

APN / Parcel Number

Primary APN	`658-041-57`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,870 sqft Living Area
1st Floor Area	1,870 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	2,940 sqft (0.068 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	31402 FLYING CLOUD DR
City	LAGUNA NIGUEL
State	CA
Zip	92677-2754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5572 BLK LOT 56 TR 5572 LOT 56 GARAGE LOT 112 TOGETHER WITH AN
Legal Subdivision	CIY/LAGUNA NIGUEL
Legal Tract	5572
Legal Lot Number	56
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4003
Census Tract	42324

Owner

31402 Flying Cloud Dr is held in a trust since April 2019.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	25146 BUCKBOARD LN, LAGUNA HILLS, CA 92653-5719
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 3, 2019	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2019 · Amount on File
Deed Sale	Apr 3, 2019 · Amount on File
Prior Sale	Nov 30, 2001 · Amount on File
Deed Document Number	2019106497
Prior Transfer Date	May 21, 2002
Prior Transfer Doc	0000468355
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31402 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000204756
Date	May 19, 2017
Instrument	2017000204756

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 3, 2019
Property Address	31402 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2754
Document Number	0000106497
Map Reference	MB 240 PG 42-45
Instrument Date	Feb 6, 2019
Instrument	2019000106497
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	25146 BUCKBOARD LN, LAGUNA HILLS, CA 92653-5719

Mortgage

Document Number	0000106498
Date	Apr 3, 2019
Instrument	2019000106498

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

The 2025 property tax bill for 31402 Flying Cloud Dr was $12,077.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,219,465 (+2%) Land $1,040,483 Building $178,982
2025	$12,077.00	$1,195,554 Land $1,020,081 Building $175,473
2023	$11,624.00 (+1.94%)	$1,149,130 Land $980,470 Building $168,660
2022	$11,403.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31402 Flying Cloud Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2001)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31402 Flying Cloud Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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