31398 Flying Cloud Dr, Laguna Niguel, CA 92677 Property Records

Orange County property record for 31398 Flying Cloud Dr, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,550 sqft · built 1968
Lot Size	0.064 acres (2,765 sqft)
Owner	2 Trust Names on File
Last Sale	$750,000 (Jun 2020)
Tax Bill	$7,101 (2025)
Deeds & Mortgages	Feb 2022 Transfer Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`658-041-26`

Property Details

APN / Parcel Number

Primary APN	`658-041-26`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	2,765 sqft (0.064 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	31398 FLYING CLOUD DR
City	LAGUNA NIGUEL
State	CA
Zip	92677-2717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5572 BLK LOT 25 TR 5572 LOT 25 GARAGE LOT 81 TOGETHER WITH AN UND
Legal Subdivision	TRACT NO 5572
Legal Tract	5572
Legal Lot Number	25,81
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4003
Census Tract	42324

Owner

31398 Flying Cloud Dr is owner-occupied and held in a trust since June 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	31398 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2717
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Intrafamily Transfer, Transfer
Jan 19, 2018	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Jun 24, 2020	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2020 · Amount on File
Deed Sale	Jun 24, 2020 · Amount on File
Prior Sale	Jul 17, 2009 · Amount on File
Deed Document Number	2020293669
Prior Transfer Date	Feb 29, 2004
Prior Transfer Doc	0000216907
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 18, 2022
Property Address	31398 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2717
Document Number	0000067393
Map Reference	MB 240 PG 42-45
Instrument Date	Feb 15, 2022
Instrument	2022000067393
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	31398 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2717

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31398 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018331
Date	Jan 19, 2018
Instrument	2018000018331

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	GRINDSTONE, PA 15442

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 24, 2020
Property Address	31398 FLYING CLOUD DR, LAGUNA NIGUEL, CA 92677-2717
Document Number	0000293669
Instrument Date	May 12, 2020
Instrument	293669
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31398 FLYING CLOUD DR LAGUNA NIGUEL CA 926772717, LAGUNA NIGUEL, CA 92677-2717

Mortgage

Document Number	293670
Date	Jun 24, 2020
Instrument	293670

Lender

Name	SYNERGY ONE LNDG
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 31398 Flying Cloud Dr was $7,101 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$723,267 (+2%) Land $615,598 Building $107,669
2025	$7,101.00 Homeowner's exemption	$709,086 Land $603,528 Building $105,558
2023	$6,832.00 (+1.95%) Homeowner's exemption	$681,552 Land $580,092 Building $101,460
2022	$6,701.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31398 Flying Cloud Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2001)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31398 Flying Cloud Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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