31400 Latimer Bluff Rd, Cape Charles, VA 23310 Property Records

Northampton County property record for 31400 Latimer Bluff Rd, Cape Charles, VA 23310 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2007
Square Footage	3,432 sqft Living Area
Lot Size	108,900 sqft (2.5 acres)
Occupancy	Owner Occupied
Tax Bill	$6,905.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`117A-6-A1`
Alternative APNs	`276560` `11120`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	3,432 sqft Living Area
Attic Area	858 sqft Attic
Attic	1 Attic
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	108,900 sqft (2.5 acres)
Deck Area	484 sqft Deck
Porch Area	420 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	276560
Street Address	31400 LATIMER BLUFF RD
City	CAPE CHARLES
State	VA
Zip	23310-1208
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT A1 REDIV OF LOT A LATIME LOT A1 REDIV OF LOT A LATIME
Legal Lot Number	A1
Jurisdiction	NORTHAMPTON VA
Minor Civil Division	1
Census Blockgroup	2
Census Block	2032
Census Tract	930302

Owner

Source: Northampton County records · APN 117A-6-A1

Assessment roll updated March 12, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31400 LATIMER BLUFF RD, CAPE CHARLES, VA 23310-1208
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON VA
Property Address	31400 LATIMER BLUFF RD, CAPE CHARLES, VA 23310-1208
Transaction Type	Mortgage
Record Updated	May 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230000737
Date	Apr 26, 2023
Instrument	230000737

Lender

Name	TOWNEBANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Apr 19, 2058

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Northampton County records · Assessment roll updated March 12, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Northampton County
Unified School District	Northampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,905.00 (+19.11%)	$979,500 (+28.41%) Land $499,000 Building $480,500
2024			$979,500 (+28.41%) Land $499,000 Building $480,500
2023	$5,797.00	$762,800 Land $458,000 Building $304,800	$762,800 Land $458,000 Building $304,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Northampton County (51131C), updated October 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 72% of Virginia
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.