31340 Latimer Bluff Rd, Cape Charles, VA 23310 Property Records

Northampton County property record for 31340 Latimer Bluff Rd, Cape Charles, VA 23310 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms5 Baths
Year BuiltBuilt 2005
Square Footage6,004 sqft Living Area
Lot Size109,771 sqft (2.52 acres)
Garage864 sqft
Last Sale$920,000 (2003)
Tax Bill$14,004.00 (2025)

Property Details

APN / Parcel Number

Primary APN117A-2-C1
Alternative APNs
  • 303910
  • 10883

Interior

Bedrooms5 Beds
Full Baths5 Baths
Total Rooms20 Rooms
Building Area6,004 sqft Living Area
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area109,771 sqft (2.52 acres)
Parking Spaces3 Parking Spaces
Garage Area864 sqft Garage
PorchOpen Porch
Porch Area840 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number303910
Street Address31340 LATIMER BLUFF RD
CityCAPE CHARLES
StateVA
Zip23310-1211
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT C1 LATTIMERS BLUFF LOT C1 LATTIMERS BLUFF
Legal Lot NumberC1
JurisdictionNORTHAMPTON VA
Minor Civil Division1
Census Blockgroup2
Census Block2032
Census Tract930302

Owner

Source: Northampton County records · APN 117A-2-C1

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2646 JOCKEYS NECK TRL, WILLIAMSBURG, VA 23185-8056
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 03, 2018Deed of Trust, Mortgage
1ST ADVANTAGE FEDERAL CREDIT UNION
Jun 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
1ST ADVANTAGE FEDERAL CREDIT UNION
Oct 20, 2020Deed of Trust, Mortgage · Small Business Association Mortgage
UNITED MIDWEST SAVINGS BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 02, 2003 · Amount on Record
Deed SaleApr 02, 2003 · Amount on Record
Record RefreshedJun 08, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON VA
Property Address31340 LATIMER BLUFF RD, CAPE CHARLES, VA 23310-1211
Transaction TypeMortgage
Record UpdatedJun 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180000931
DateJul 03, 2018
Instrument180000931
Lender
Name1ST ADVANTAGE FEDERAL CREDIT UNION
Agreement
AmountAmount Recorded
Term359 Months
DueJun 27, 2048
Interest
Rate TypeAdjustable Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON VA
Property Address31340 LATIMER BLUFF RD, CAPE CHARLES, VA 23310-1211
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200001080
DateJun 29, 2020
Instrument200001080
Lender
Name1ST ADVANTAGE FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJul 01, 2030
Interest
Rate TypeFixed Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON VA
Property Address31340 LATIMER BLUFF RD, CAPE CHARLES, VA 23310-1211
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200002085
DateOct 20, 2020
Instrument200002085
Lender
NameUNITED MIDWEST SAVINGS BANK NA
Agreement
TypeSmall Business Association Mortgage
AmountAmount Recorded
Term117 Months
DueJul 01, 2030
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

Source: Northampton County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateVirginia
CountyNorthampton County
Unified School DistrictNorthampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$14,004.00 (+73.77%)$1,986,500 (+87.32%) Land $499,000 Building $1,487,500
2024$1,986,500 (+87.32%) Land $499,000 Building $1,487,500
2023$8,059.00$1,060,500 Land $458,000 Building $602,500$1,060,500 Land $458,000 Building $602,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Northampton County (51131C), updated October 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft

Wildfire

Wildfire RiskModerate
above 45% of the US · above 72% of Virginia
Wildfire LikelihoodAbout 1 in 1,493 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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