3140 McMasters Rd, Billings, MT 59101 Property Records

Yellowstone County property record for 3140 McMasters Rd, Billings, MT 59101

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,006 sqft · built 2004
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,273 (2025)
Deeds & Mortgages	Jun 2017 Mortgage May 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`000C133320`

Property Details

APN / Parcel Number

Primary APN	`000C133320`
Alternative APNs	`03-0927-27-2-13-13-0000` `R0352736` `C133320` `C13332`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,006 sqft Living Area
Gross Area	4,284 sqft
1st Floor Area	1,678 sqft
2nd Floor Area	928 sqft
Basement Area	1,678 sqft
Finished Basement	1,400 sqft
Unfinished Basement	278 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,000 sqft (0.276 acres)
View / Lot	Neighborhood / Spot
Garage Area	890 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	56 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3140 MCMASTERS RD
City	BILLINGS
State	MT
Zip	59101-9403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEWOOD ESTATES SUBD 1ST FILING, S27, T01 S, R26 E, BLOCK 3, LOT 4, 12000 SQUARE FEET, (02) ANNEXED (03)
Legal Range	26E
Legal Township	01S
Legal Section	27
Legal Subdivision	RIDGEWOOD ESTATES SUBD 1ST FILING
Legal Block	3
Legal Lot Number	4
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	SOUTH YELLOWSTONE
Census Block Group	3
Census Block	3004
Census Tract	940001

Owner

3140 McMasters Rd is owned and occupied by two individuals who acquired it in March 2025.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3140 MCMASTERS RD, BILLINGS, MT 59101-9403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2017	Deed of Trust, Mortgage · ARM BILLINGS FCU
May 30, 2017	Loan Modification, Mortgage BILLINGS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2025
Deed Sale	Mar 28, 2025
Prior Sale	Feb 17, 2005 · Amount on File
Deed Document Number	20254098786
Prior Transfer Date	Jul 7, 2023
Prior Transfer Doc	0004051510
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3140 MCMASTERS RD, BILLINGS, MT 59101-9403
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003815747
Date	Jun 5, 2017
Instrument	3815747

Lender

Name	BILLINGS FCU
Type	Credit Union
Address	BILLINGS, MT 59101

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	6%
Index	1-Year LIBOR
Margin	2
Max Rate	9%

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	3140 MCMASTERS RD, BILLINGS, MT 59101-9403
Document Number	0003815749
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003815749
Date	Jun 5, 2017
Instrument	3815749

Lender

Name	BILLINGS FCU
Type	Credit Union
Address	BILLINGS, MT 59103-1779

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3140 McMasters Rd was $4,273, down 4.3% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Secondary School District	Billings High School District (09 - 12)
Elementary School District	Blue Creek Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$657,200 (-) Land $86,768 Building $570,432	$657,200 (-) Land $86,768 Building $570,432
2025	$4,273.00 (-4.26%)	$657,200 Land $86,768 Building $570,432	$657,200 Land $86,768 Building $570,432
2024	$4,463.00 (+6.44%)
2023	$4,193.00	$520,000	$520,000 Land $84,369 Building $435,631

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3140 McMasters Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2008–2011)
Most Recent Claim	May 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3140 McMasters Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 50% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	100 / 20

May also be available: Verizon.

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