Yellowstone County property record for 3115 McMasters Rd, Billings, MT 59101
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,935 sqft · built 2002 |
| Lot Size | 0.629 acres (27,413 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,956 (2025) |
| Deeds & Mortgages | Feb 2020 Refinance Jan 2021 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000C133210 |
| Primary APN | 000C133210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,935 sqft Living Area |
| Gross Area | 4,020 sqft |
| 1st Floor Area | 2,316 sqft |
| Basement Area | 1,704 sqft |
| Finished Basement | 1,619 sqft |
| Unfinished Basement | 85 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 27,413 sqft (0.629 acres) |
| Terrain | Above Road/Slope |
| View / Lot | Golf Course |
| Garage Area | 896 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 97 sqft |
| Deck Area | 400 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3115 MCMASTERS RD |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59101-9403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEWOOD ESTATES SUBD 1ST FILING, S27, T01 S, R26 E, BLOCK 1, LOT 1, 27413 SQUARE FEET, (02) ANNEXED (03) |
| Legal Range | 26E |
| Legal Township | 01S |
| Legal Section | 27 |
| Legal Subdivision | RIDGEWOOD ESTATES SUBD 1ST FILING |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | SOUTH YELLOWSTONE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 940001 |
3115 McMasters Rd is owned and occupied by two individuals who acquired it in January 2021.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3115 MCMASTERS RD, BILLINGS, MT 59101-9403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Jan 7, 2021 | Warranty Deed, Transfer FIRST MONTANA TITLE |
| Apr 24, 2017 | Grant Deed, Transfer FIRST MONTANA TITLE |
| Mar 13, 2017 | Deed of Trust, Mortgage QUICKEN LNS |
| Mar 13, 2017 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2021 |
| Deed Sale | Jan 7, 2021 |
| Prior Sale | Jan 4, 2021 · Amount on File |
| Deed Document Number | 20213954839 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 3115 MCMASTERS RD, BILLINGS, MT 59101-9403 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | WESTCORE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003911176 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 3911176 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jan 7, 2021 |
| Property Address | 3115 MCMASTERS RD, BILLINGS, MT 59101-9403 |
| Document Number | 0003954839 |
| Instrument Date | Jan 6, 2020 |
| Instrument | 3954839 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2021 |
| Title Company | FIRST MONTANA TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3115 MCMASTERS RD BILLINGS MT 591019403, BILLINGS, MT 59101-9403 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Apr 24, 2017 |
| Property Address | 3115 MCMASTERS RD, BILLINGS, MT 59101-9403 |
| Document Number | 0003812020 |
| Instrument Date | Mar 13, 2017 |
| Instrument | 3812020 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2017 |
| Title Company | FIRST MONTANA TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3115 MCMASTERS RD BILLINGS MT 591019403, BILLINGS, MT 59101-9403 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 3115 MCMASTERS RD, BILLINGS, MT 59101-9403 |
| Document Number | 0003812021 |
| Instrument Date | Mar 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | FIRST MONTANA TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3115 MCMASTERS RD BILLINGS MT 591019403, BILLINGS, MT 59101-9403 |
| Document Number | 0003812021 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 3812021 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 23, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Mar 13, 2017 |
| Property Address | 3115 MCMASTERS RD, BILLINGS, MT 59101-9403 |
| Document Number | 0003808074 |
| Instrument Date | Mar 13, 2017 |
| Instrument | 3808074 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2017 |
| Title Company | FIRST MONTANA TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3115 MCMASTERS RD BILLINGS MT 591019403, BILLINGS, MT 59101-9403 |
| Document Number | 3808075 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 3808075 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 12, 2047 |
The 2025 property tax bill for 3115 McMasters Rd was $3,956, down 16.3% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| Municipality | Billings City |
| County | Yellowstone County |
| Secondary School District | Billings High School District (09 - 12) |
| Elementary School District | Blue Creek Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $713,800 (-) Land $108,450 Building $605,350 | $713,800 (-) Land $108,450 Building $605,350 | |
| 2025 | $3,956.00 (-16.35%) | $713,800 Land $108,450 Building $605,350 | $713,800 Land $108,450 Building $605,350 |
| 2024 | $4,729.00 (+29.17%) | ||
| 2023 | $3,661.00 | $614,100 | $614,100 Land $100,352 Building $513,748 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3115 McMasters Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2008–2011) |
| Most Recent Claim | May 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3115 McMasters Rd is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 61% of Montana |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Wisp West Fixed Wireless | 100 / 20 |
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