3140 Florence Ter, Spring Valley, CA 91978 Property Records

San Diego County property record for 3140 Florence Ter, Spring Valley, CA 91978 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,929 sqft · built 1990
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on File
Last Sale	$1,215,000 (Mar 2022)
Tax Bill	$12,184 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Apr 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`596-024-40-00`

Property Details

APN / Parcel Number

Primary APN	`596-024-40-00`
Alternative APN	`7601260300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,929 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	47,045 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3140 FLORENCE TER
City	SPRING VALLEY
State	CA
Zip	91978-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 DOC95-351348 IN TR 001508
Legal Subdivision	FAIR OAKS
Legal Tract	001508
Legal Block	3
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	3
Census Block	3003
Census Tract	21306

Owner

Source: San Diego County records · APN 596-024-40-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3140 FLORENCE TER, SPRING VALLEY, CA 91978-2309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 01, 2022	Grant Deed, Transfer · VA Mortgage UNITED AMERICAN MORTGAGE CORP
Apr 27, 2018	Intrafamily Transfer, Transfer · Line of Credit CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 2022 · Amount on Record
Deed Sale	Mar 01, 2022 · Amount on Record
Prior Sale	Oct 05, 2012 · Amount on Record
Deed Document Number	202292632
Prior Transfer Date	Jun 10, 2014
Prior Transfer Doc	0000243960
Record Updated	Sep 20, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 01, 2022
Property Address	3140 FLORENCE TER, SPRING VALLEY, CA 91978-2309
Document Number	0000092632
Map Reference	MAP 1508
Instrument Date	Feb 08, 2022
Instrument	2022-0092632
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3140 FLORENCE TER, SPRING VALLEY, CA 91978-2309

Mortgage

Document Number	0000092633
Date	Mar 01, 2022
Instrument	2022-0092633

Lender

Name	UNITED AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 27, 2018
Property Address	3140 FLORENCE TER, SPRING VALLEY, CA 91978-2309
Document Number	0000167608
Map Reference	MAP 1508
Instrument Date	Apr 20, 2018
Instrument	2018-0167608
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY SHERMAN OAKS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3140 FLORENCE TER, SPRING VALLEY, CA 91978-2309

Mortgage

Document Number	0000167609
Date	Apr 27, 2018
Instrument	2018-0167609

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000167609
Date	Apr 27, 2018
Instrument	2018-0167609

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,233,972 (+2%) Land $692,756 Building $541,216
2025	$12,184.00 (+1.24%)	$1,209,777 (+4.04%) Land $679,173 Building $530,604
2023	$12,035.00 (+71.29%)	$1,162,800 Land $652,800 Building $510,000
2022	$7,026.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730213063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	High above 89% of the US · above 70% of California
Wildfire Likelihood	About 1 in 90 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, San Diego Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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