3120 Florence Ter, Spring Valley, CA 91978 Property Records

San Diego County property record for 3120 Florence Ter, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,111 sqft · built 1972
Lot Size	1.28 acres (56,192 sqft)
Owner	Individual Name on Record
Last Sale	$1,026,000 (Jul 2024)
Tax Bill	$12,096 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jun 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`596-024-25-00`

Property Details

APN / Parcel Number

Primary APN	`596-024-25-00`
Alternative APN	`5960232700`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,111 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	56,192 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	5960232700
Street Address	3120 FLORENCE TER
City	SPRING VALLEY
State	CA
Zip	91978-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 26 NLY PAR OF SLY 2 PARS PER ROS 7374 IN TR 001508
Legal Subdivision	FAIR OAKS
Legal Tract	001508
Legal Block	3
Legal Lot Number	26
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	3
Census Block	3003
Census Tract	21306

Owner

Source: San Diego County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3120 FLORENCE TER, SPRING VALLEY, CA 91978-2309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Intrafamily Transfer, Transfer
Jun 7, 2022	Intrafamily Transfer, Transfer
Dec 19, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Apr 24, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage OPTION FUNDING INC
Apr 24, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2024 · Amount on Record
Deed Sale	Jul 9, 2024 · Amount on Record
Prior Sale	Oct 4, 2001 · Amount on Record
Deed Document Number	2024173300
Last Transfer Date	Nov 18, 2025
Transfer Doc	0000329319
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 20, 2025
Property Address	3120 FLORENCE TER, SPRING VALLEY, CA 91978-2309
Document Number	0000329319
Map Reference	MAP 1508
Instrument Date	Nov 18, 2025
Instrument	2025-0329319
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3120 FLORENCE TER, SPRING VALLEY, CA 91978-2309

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 7, 2022
Property Address	3120 FLORENCE TER, SPRING VALLEY, CA 91978-2309
Document Number	0000239423
Map Reference	MAP 1508
Instrument Date	Jun 7, 2022
Instrument	2022-0239423
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	5360 JACKSON DRIVE, SPRING VALLEY, CA 91978
Investor	Possibly a Property Investor

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3120 FLORENCE TER, SPRING VALLEY, CA 91978-2309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000595730
Date	Dec 19, 2019
Instrument	2019-0595730

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 17, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3120 FLORENCE TER, SPRING VALLEY, CA 91978-2309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 FLORENCE TER, SPRING VALLEY, CA 91978-2309

Mortgage

Document Number	0000503376
Date	Sep 1, 2020
Instrument	2020-0503376

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2017
Property Address	3120 FLORENCE TER, SPRING VALLEY, CA 91978-2309
Document Number	0000182743
Map Reference	MAP1508
Instrument Date	Apr 17, 2017
Instrument	2017-0182743
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 FLORENCE TER, SPRING VALLEY, CA 91978-2309

Mortgage

Document Number	0000182744
Date	Apr 24, 2017
Instrument	2017-0182744

Lender

Name	OPTION FUNDING INC
Type	Lending Institution
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2017
Property Address	3120 FLORENCE TER, SPRING VALLEY, CA 91978-2309
Document Number	0000182742
Instrument Date	Apr 17, 2017
Instrument	182742
Transaction Type	Transfer
Record Updated	Apr 28, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3120 FLORENCE TER SPRING VALLEY CA 919782309, SPRING VALLEY, CA 91978-2309

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,098,260 (+7.04%) Land $733,260 Building $365,000
2025	$12,096.00 (+78.78%)	$1,026,000 (+83.28%) Land $726,000 Building $300,000
2023	$6,766.00 (+1.58%)	$559,791 Land $150,221 Building $409,570
2022	$6,661.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 83% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: San Diego Broadband.

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