3140 E Gratiot Rd, Elsie, MI 48831 Property Records

Clinton County property record for 3140 E Gratiot Rd, Elsie, MI 48831

Property Summary

Property Type	Residential Vacant Land
Details	2.5 ba · 2,352 sqft · built 2001
Lot Size	1.67 acres (72,745 sqft)
Owner	2 Individual Names on File
Tax Bill	$137 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-001-200-020-01`

Property Details

APN / Parcel Number

Primary APN	`090-001-200-020-01`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,352 sqft Living Area
1st Floor Area	1,032 sqft
Basement Area	1,032 sqft
Unfinished Basement	1,032 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	72,745 sqft (1.67 acres)
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Porch	Porch
Porch Area	216 sqft
Deck Area	Deck Area
Patio Area	469 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3140 E GRATIOT RD
City	ELSIE
State	MI
Zip	48831-8742
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	A-2
Legal Description	BEG E 711.31 FT FROM NW COR OF SEC 1 T8N R2W, TH E 165 FT, S 440 FT, W 165 FT, N 440 FT TO BEG. PARCEL 1 (NEW 2002, FROM
Legal Range	02W
Legal Township	08N
Legal Section	01
Jurisdiction	CLINTON MI
Township / Civil Division	GREENBUSH
Census Block Group	2
Census Block	2000
Census Tract	10701

Owner

Source: Clinton County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3140 E GRATIOT RD, ELSIE, MI 48831-8742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ADVENTURE CREDIT UNION
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
Jul 31, 2020	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Recording Date	Jul 13, 2026
Property Address	3140 E GRATIOT RD, ELSIE, MI 48831-8742
Document Number	0005366540
Instrument Date	Jun 30, 2026
Instrument	20265366540
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3140 E GRATIOT RD, ELSIE, MI 48831-8742

Mortgage

Document Number	0005366540,
Date	Jul 13, 2026
Instrument	20265366540

Lender

Name	ADVENTURE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 14, 2041

Interest

Rate Type	Fixed Rate
Rate	5.79%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	3140 E GRATIOT RD, ELSIE, MI 48831-8742
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3140 E GRATIOT RD, FARMINGTON, MI 48331

Mortgage

Document Number	5313470
Date	Jul 30, 2021
Instrument	5313470

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	3140 E GRATIOT RD, ELSIE, MI 48831-8742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5295881
Date	Jul 31, 2020
Instrument	5295881

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Greenbush Township
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,300 (-3.17%) Land $18,300	$36,600 (-3.17%) Land $36,600
2025	$137.00 (-54.64%)	$18,900 (+35.97%) Land $18,900	$37,800 (+35.97%) Land $37,800
2024	$302.00 (-89.41%)
2023		$13,900	$27,800
2020	$2,853.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Point Broadband Fiber Holding Fixed Wireless	100 / 20

May also be available: CMS Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Gratiot Rd

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