7003 E Gratiot Rd, #S, Elsie, MI 48831 Property Records

Gratiot County property record for 7003 E Gratiot Rd, #S, Elsie, MI 48831

Property Summary

Property Type	Single Family Home
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Jan 2020)
Tax Bill	$1,465 (2023)
Deeds & Mortgages	Aug 2011 Mortgage Oct 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-032-007-00`

Property Details

APN / Parcel Number

Primary APN	`03-032-007-00`

Exterior

Lot Area	100,188 sqft (2.3 acres)

Location & Zoning

Street Address	7003 E GRATIOT RD, E
City	ELSIE
State	MI
Zip	48831-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WD L 458 P 745 BEG 558 FT W OF SE COR OF W 1/2 OF SW 1/4, TH N 250 FT, W 400 FT S 250 FT, E 400 FT TO BEG, SEC 32-9-1. 2.3 A.
Jurisdiction	GRATIOT MI
Township / Civil Division	ELBA
Census Block Group	2
Census Block	2073
Census Tract	900

Owner

Source: Gratiot County records, as of June 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	603 GILES ST, SAINT JOHNS, MI 48879-1259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2011	Deed of Trust, Mortgage GREENSTONE FARM CREDIT SERVICES FLCA
Oct 9, 2025	Warranty Deed, Transfer
Jan 8, 2020	Warranty Deed, Transfer TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2020 · Amount on File
Deed Sale	Jan 8, 2020 · Amount on File
Deed Document Number	2020326542
Deed Book / Page	1054 / 672
Record Updated	Sep 20, 2026

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRATIOT MI
Property Address	7003 E GRATIOT RD # E, E, ELSIE, MI 48831-9501
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7003 E GRATIOT RD, ELSIE, MI 48831-9501

Mortgage

Document Number	00906/00012
Date	Aug 29, 2011
Book Page	00906/00012

Lender

Name	GREENSTONE FARM CREDIT SERVICES FLCA
Address	3515 WEST RD, EAST LANSING, MI 48823

Agreement

Amount	Amount on Record
Term	122 Months
Due	Oct 1, 2021

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRATIOT MI
Recording Date	Oct 9, 2025
Property Address	7003 E GRATIOT RD # E, E, ELSIE, MI 48831-9501
Document Number	2025R05166
Instrument Date	Oct 7, 2025
Instrument	2025R-05166
Transaction Type	Transfer
Record Updated	Jun 4, 2026

Transaction

Amount	Amount on Record
Tax	$2,064.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7003 E GRATIOT RD, ELSIE, MI 48831-9501

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	603 GILES ST, SAINT JOHNS, MI 48879-1259

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRATIOT MI
Recording Date	Jan 8, 2020
Property Address	7003 E GRATIOT RD # E, E, ELSIE, MI 48831-9501
Document Number	01054/00672
Book / Page	01054 / 00672
Instrument Date	Dec 20, 2019
Instrument	326542
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

Amount	Amount on Record
Tax	$1,032.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7475 KINLEY RD, OVID, MI 48866-9670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 E TAFT RD, SAINT JOHNS, MI 48879-9112
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Gratiot County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Gratiot County
County Subdivision	Elba Township
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,600 (-0.81%)	$171,200 (-0.81%)
2025		$86,300	$172,600
2023	$1,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HomeWorks Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CMS Internet Fixed Wireless	200 / 30
Point Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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