3140 E 54th St S, Muskogee, OK 74403 Property Records

Muskogee County property record for 3140 E 54th St S, Muskogee, OK 74403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,993 sqft · built 2006
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Apr 2023)
Tax Bill	$3,637 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0014005894`

Property Details

APN / Parcel Number

Primary APN	`0014005894`
Alternative APNs	`1590-19-000-035-1-135-00` `510048355`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,993 sqft Living Area
1st Floor Area	1,993 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Attached
Garage Area	672 sqft

Exterior Amenities

Porch	Porch
Porch Area	210 sqft
Patio Area	210 sqft
Shed	1 Shed
Shed Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	510048355
Street Address	3140 E 54TH ST S
City	MUSKOGEE
State	OK
Zip	74403-8939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEER CREEK EST LOT 35
Legal Subdivision	DEER CREEK EST
Legal Lot Number	35
Jurisdiction	MUSKOGEE OK
Township / Civil Division	MUSKOGEE
Census Block Group	4
Census Block	4022
Census Tract	600

Owner

3140 E 54th St S is owned and occupied by an individual who bought it in April 2023.

Source: Muskogee County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3140 E 54TH ST S, MUSKOGEE, OK 74403-8939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Line of Credit AVB BANK
Jul 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 10, 2023	Transfer on Death Deed, Transfer
Apr 10, 2023	Warranty Deed, Transfer · Conventional Mortgage RAYMOND JAMES BANK NA
Nov 4, 2021	Warranty Deed, Transfer APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC
Dec 23, 2019	Warranty Deed, Transfer PIONEER ABSTRACT AND TITLE COMPANY/MUSKOGE, PIONEER ABS & TITLE CO/MUSKOGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2023 · Amount on File
Deed Sale	Apr 10, 2023 · Amount on File
Prior Sale	Dec 23, 2019 · Amount on File
Deed Document Number	20233441
Deed Book / Page	4848 / 750
Prior Transfer Date	May 12, 2022
Prior Transfer Doc	0000006110
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKOGEE OK
Recording Date	Sep 3, 2026
Property Address	3140 E 54TH ST S, MUSKOGEE, OK 74403-8939
Document Number	0000009593
Book / Page	5041 / 326
Instrument Date	Aug 24, 2026
Instrument	20269593
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3140 E 54TH ST S, MUSKOGEE, OK 74403-8939

Mortgage

Document Number	0000009593,
Date	Sep 3, 2026
Book Page	5041/326
Instrument	20269593

Lender

Name	AVB BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Jul 29, 2026
Property Address	3140 E 54TH ST S, MUSKOGEE, OK 74403-8939
Document Number	0000008223
Book / Page	5034 / 604
Instrument Date	Jul 29, 2026
Instrument	20268223
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Apr 10, 2023
Property Address	3140 E 54TH ST S, MUSKOGEE, OK 74403-8939
Document Number	0000003440
Book / Page	4848 / 749
Instrument Date	Apr 3, 2023
Instrument	2023-003440
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Apr 10, 2023
Property Address	3140 E 54TH ST S, MUSKOGEE, OK 74403-8939
Document Number	0000003441
Book / Page	4848 / 750
Instrument Date	Apr 3, 2023
Instrument	2023-003441
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3140 E 54TH ST S, MUSKOGEE, OK 74403-8939

Mortgage

Document Number	0000003442
Date	Apr 10, 2023
Instrument	2023-003442

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	10.1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Nov 4, 2021
Property Address	3140 E 54TH ST S, MUSKOGEE, OK 74403-8939
Document Number	0000014078
Book / Page	4770 / 706
Instrument Date	Oct 28, 2021
Instrument	2021-014078
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC

Transaction

Amount	Amount on Record
Tax	$366.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Dec 23, 2019
Property Address	3140 E 54TH ST S, MUSKOGEE, OK 74403-8939
Document Number	0000014380
Book / Page	004668 / 000840
Instrument Date	Dec 23, 2019
Instrument	14380
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	PIONEER ABSTRACT AND TITLE COMPANY/MUSKOGE, PIONEER ABS & TITLE CO/MUSKOGE

Transaction

Amount	Amount on Record
Tax	$277.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3140 E 54TH ST S MUSKOGEE OK 744038939, MUSKOGEE, OK 74403-8939

Tax Assessment & Valuation

The 2025 property tax bill for 3140 E 54th St S was $3,637, up 3.1% from the year before.

Source: Muskogee County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Muskogee County
Unified School District	Muskogee Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,000 (-) Land $2,790 Building $30,210	$300,000 Land $25,360 Building $274,640
2025	$3,637.00 (+3.12%)	$33,000 (-) Land $3,649 Building $29,351
2024	$3,527.00 (+34.88%)	$33,000 (+22.95%) Land $3,649 Building $29,351	$300,000 (+22.95%) Land $33,172 Building $266,828
2023	$2,615.00	$26,840 Land $2,981 Building $23,859	$244,000 Land $27,100 Building $216,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3140 E 54th St S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	132 (1986–2022)
Claims Outside the SFHA	40 of 132
Most Recent Claim	May 2022 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2022 · 37 claims Severe Winter Storms And Flooding, Dec 2015 · 12 claims Severe Storms & Flooding, Oct 1986 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3140 E 54th St S is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 43% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSKOGEE CO. RWD #5 serves 4,135 people · EPA ID OK3005107
Water Source	Purchased surface water from MUSKOGEE MUNICIPAL AUTHORITY
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ecoLink Fiber	1,000 / 1,000

May also be available: Optimum.

Nearby Properties on E 54th St S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures