3131 E 54th St S, Muskogee, OK 74403 Property Records

Muskogee County property record for 3131 E 54th St S, Muskogee, OK 74403

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,814 sqft · built 2005
Lot Size	1.19 acres (52,140 sqft)
Owner	2 Individual Names on File
Last Sale	$182,000 (Jan 2019)
Tax Bill	$2,485 (2025)
Deeds & Mortgages	May 2021 Line of Credit Jan 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0014005886`

Property Details

APN / Parcel Number

Primary APN	`0014005886`
Alternative APNs	`1590-19-000-027-1-127-00` `510048347`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,814 sqft Living Area
1st Floor Area	1,814 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	52,140 sqft (1.19 acres)
Lot Dimensions	316 ft deep x 165 ft wide
Garage Type	Attached
Garage Area	625 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	526 sqft
Porch	Porch
Porch Area	182 sqft
Patio Area	182 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	510048347
Street Address	3131 E 54TH ST S
City	MUSKOGEE
State	OK
Zip	74403-8940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEER CREEK EST LOT 27
Legal Subdivision	DEER CREEK EST
Legal Lot Number	27
Jurisdiction	MUSKOGEE OK
Township / Civil Division	MUSKOGEE
Census Block Group	4
Census Block	4022
Census Tract	600

Owner

3131 E 54th St S is owned and occupied by two individuals who bought it in January 2019.

Source: Muskogee County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3131 E 54TH ST S, MUSKOGEE, OK 74403-8940
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORP
Jan 24, 2019	Warranty Deed, Transfer · FHA Mortgage FIRSTAR BANK NA
Jan 31, 2019	Quit Claim Deed, Transfer PIONEER ABSTRACT AND TITLE COMPANY/MUSKOGE, PIONEER ABS & TITLE CO/MUSKOGE
May 22, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Aug 28, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2019 · Amount on File
Deed Sale	Jan 24, 2019 · Amount on File
Prior Sale	May 22, 2018 · Amount on File
Deed Document Number	2019818
Deed Book / Page	4624 / 627
Prior Transfer Date	Jan 23, 2019
Prior Transfer Doc	0000001096
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKOGEE OK
Property Address	3131 E 54TH ST S, MUSKOGEE, OK 74403-8940
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005445
Date	May 7, 2021
Book Page	4738/759
Instrument	2021-005445

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	339 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Jan 24, 2019
Property Address	3131 E 54TH ST S, MUSKOGEE, OK 74403-8940
Document Number	0000000818
Book / Page	4624 / 627
Instrument Date	Jan 23, 2019
Instrument	2019-000818
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	PIONEER ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$273.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000000819
Date	Jan 24, 2019
Instrument	2019-000819

Lender

Name	FIRSTAR BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Jan 31, 2019
Property Address	3131 E 54TH ST S, MUSKOGEE, OK 74403-8940
Document Number	0000001096
Book / Page	004625 / 000736
Instrument Date	Jan 23, 2019
Instrument	1096
Transaction Type	Transfer
Record Updated	Feb 11, 2019
Title Company	PIONEER ABSTRACT AND TITLE COMPANY/MUSKOGE, PIONEER ABS & TITLE CO/MUSKOGE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3131 E 54TH ST S MUSKOGEE OK 744038940, MUSKOGEE, OK 74403-8940

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKOGEE OK
Recording Date	May 22, 2018
Property Address	3131 E 54TH ST S, MUSKOGEE, OK 74403-8940
Document Number	0000005417
Book / Page	4593 / 184
Instrument Date	May 21, 2018
Instrument	2018-005417
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	MUSKOGEE ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3131 E 54TH ST S, MUSKOGEE, OK 74403-8940

Mortgage

Document Number	0000005418
Date	May 22, 2018
Instrument	2018-005418

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Aug 28, 2017
Property Address	3131 E 54TH ST S, MUSKOGEE, OK 74403-8940
Document Number	0000010148
Book / Page	4556 / 682
Instrument Date	Aug 25, 2017
Instrument	2017-010148
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3131 E 54TH ST S, MUSKOGEE, OK 74403-8940

Mortgage

Document Number	0000010149
Date	Aug 28, 2017
Instrument	2017-010149

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3131 E 54th St S was $2,485 with a homeowner's exemption, up 1.7% from the year before.

Source: Muskogee County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Muskogee County
Unified School District	Muskogee Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,254 (+6.09%) Land $2,024 Building $22,230	$220,494 Land $18,404 Building $202,090
2025	$2,485.00 (+1.72%) Homeowner's exemption	$22,862 (-) Land $1,908 Building $20,954
2024	$2,443.00 (+8.77%) Homeowner's exemption	$22,862 (-1.91%) Land $1,908 Building $20,954	$295,590 (-2.54%) Land $35,535 Building $260,055
2023	$2,246.00	$23,306 Land $1,983 Building $21,323	$303,301 Land $35,535 Building $267,766

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3131 E 54th St S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	132 (1986–2022)
Claims Outside the SFHA	40 of 132
Most Recent Claim	May 2022 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2022 · 37 claims Severe Winter Storms And Flooding, Dec 2015 · 12 claims Severe Storms & Flooding, Oct 1986 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3131 E 54th St S is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 52% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSKOGEE CO. RWD #5 serves 4,135 people · EPA ID OK3005107
Water Source	Purchased surface water from MUSKOGEE MUNICIPAL AUTHORITY
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ecoLink Fiber	1,000 / 1,000

3131 E 54th St S, Muskogee, OK 74403 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E 54th St S

Nearby Streets

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